Actual Budget Alternatives

Apps similar to Actual Budget include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Fungible and You Need A Budget. You're spoiled for choice with Personal Finance Tools like Actual Budget: we list more than 100 alternatives for the web, Android, iPhone, iPad and Windows.

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Alternatives
Actual Budget alternatives page was last updated

Alternatives list

  1. Sumyfi icon
     1 like

    Sumyfi is a personal finance dashboard that helps users connect accounts from thousands of financial institutions to track spending, subscriptions, budgets, savings goals, bills, and net worth in one place.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    • Android
    Good alternative?
     
  2.  1 like

    Ad-free, privacy-first personal finance workspace for individuals and families, supporting seamless budget tracking, cash flow visualization, multi-user management, cross-platform sync on web, Android, Windows, and granular control with manual or automatic bank syncing.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Windows
    • Online
    • Android
    • Android Tablet
    • Software as a Service (SaaS)
    Good alternative?
     
  3. VestFin icon
     3 likes

    VestFin is a simple, private web app designed to give you full control over your money without complexity or linking bank accounts.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  4. MoneyMatter icon
     2 likes

    A free, open-source, privacy-first personal finance and budget tracking app that lets you connect bank accounts, manage budgets, track investments, and even query your finances through AI assistants.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    • Self-Hosted
    • Docker
    Good alternative?
     
  5. FinWise icon
     2 likes

    The modern way to manage your personal finances, including budgeting, net-worth tracking, trends and insights, financial planning and forecasting, and more.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  6. SyncBank icon
     1 like

    Sync EU bank transactions to Notion, Google Sheets, Airtable, Actual Budget, or CSV. Built for anyone tired of CSV imports, messy transaction data, and finance subscriptions. SyncBank is a self-hosted Docker bridge: your data stays on your machine, with no cloud sync, a one-time...

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Notion
    • Google Sheets
    • Airtable
    • Mac
    • Windows
    • Linux
    Good alternative?
     
  7. See where your money goes, clear the expensive debt, and watch your savings grow. Nine levels, no bank linking, $99 once. Not another subscription.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  8. Envelope budgeting for web, iOS, and Android with bank sync, debt payoff planning, repeating transactions, and family sharing.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    • iPad
    • Android
    Good alternative?
     
  9. Envelop is a web-based zero-based envelope budgeting app that uses manual transaction entry instead of automatic bank syncing.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  10. Tally is an expense tracker for iPhone and Android designed for people who want to track their spending without connecting a bank account.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
    Good alternative?
     
  11. Curbcash icon
     1 like

    A collaborative and cloud-based budget management application designed for families, couples, and shared households to track expenses and manage joint finances seamlessly.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
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