Reckoner is an encrypted local first personal finance tracker. Your data is on your device only.
Cost / License
- Free
- Open Source (AGPL-3.0)
Application type
Platforms
- Linux
- Online
- Android
- Flathub
- F-Droid
+1
You Need A Budget Alternatives
Apps similar to You Need A Budget include GnuCash, which is free and open source. Other options are Sure, HomeBank, Actual Budget and MoneyManager Ex. There's no shortage of Personal Finance Tools like You Need A Budget, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.
filter to find the best alternatives
Most You Need A Budget alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Bookkeeping Tools. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
Alternatives list
Manage all your money in less time. Auto-download and auto-categorize your transactions from any financial website.
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- Windows
Israel
+1
Piggy Banker is the simplest way to track your finances. Link all of your financial accounts and customize widgets using your live data. If you want to nerd out even more you can integrate directly with Notion or Google Sheets!
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- Online
- Software as a Service (SaaS)
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- Online
- Android
- iPhone
- Android Tablet
- Windows Phone
- iPad
France
EU
+1
Offers AI-powered auto-categorization, receipt OCR scanning, and secure end-to-end encrypted cloud sync. Features a smooth Material 3 interface, advanced custom categories, intuitive navigation, and flexible theming to simplify managing personal, family, or work budgets.
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- Android
BudgetBadger is a personal finance and budgeting tool, aimed for those who want professional-grade financial clarity without complexity. Founded by a former corporate finance leader at Stripe and Reddit, BudgetBadger brings enterprise-level financial best practices to everyday...
Cost / License
- Paid
- Proprietary
Application typeApplication types
Platforms
- Online
- Software as a Service (SaaS)
United States
+1
Clarity Money could help you save money, plan your budget, track your spending, keep an eye on your credit score, and manage all of your linked accounts in one easy to use place. Clarity Money can also help:
Cost / License
- Free
- Proprietary
Application typeApplication types
Platforms
- Android
- iPhone
- Android Tablet
- iPad
- United States
Free online personal financial advisor to help you manage your finances. Save money, decrease debt and make plans with Thrive.
Cost / License
- Free
- Proprietary
Application type
Platforms
- Online
Olivia is an AI-powered financial advisor that analyzes your spending patterns, predicts next purchases, and gives you personalized recommendations on how to spend smarter and save more.
Cost / License
- Free
- Proprietary
Platforms
- Android
- iPhone
Coin Flow is a powerful application to manage and track your expenses. It helps you to understand where you spend the most and optimise your spendings, it gives you feeling of financial security and confidence.
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- Android
- iPhone
Fortunately is an automated financial planning app that gives families a clear, actionable roadmap that shows how much you need to save to hit their goals, what accounts you should be saving in, and how much to save in stocks, bonds, and cash.
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- Mac
- Online
- Android
- iPhone
- Android Tablet
- iPad
- Google Chrome
- Safari
Private, multi-currency net worth tracker with real investment analytics (MWRR, P&L), historical timeline, and full data export. Track stocks, property, crypto, collectibles - anything with value. Pay-per-use credits. No subscriptions. No bank connections. No ads. No data selling.
Cost / License
- Paid
- Proprietary
Application type
Platforms
- Online
- Software as a Service (SaaS)
United Kingdom
