Waypoint Budget AlternativesBudget Managers & Personal Finance Tools like Waypoint Budget

Waypoint Budget is described as 'Modern, privacy-first budgeting app built to help you stop overspending and start saving—without the complexity of spreadsheets or "homework."' and is a Budget Manager in the business & commerce category. There are more than 25 alternatives to Waypoint Budget for a variety of platforms, including iPhone, Android, Web-based, Mac and Windows apps. The best Waypoint Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Waypoint Budget are HomeBank, You Need A Budget, Firefly III and Expenzio.

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Alternatives list

  1. GnuCash icon

    GnuCash

     398 likes

    GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.

    293 GnuCash alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • PortableApps.com
    • Flathub
    Account Tree Display
     

    • GnuCash is the most popular Windows, Mac & Linux alternative to Waypoint Budget.

    • GnuCash is the most popular Open Source & free alternative to Waypoint Budget.

    • GnuCash is Free and Open SourceWaypoint Budget is Free Personal and Proprietary
    • GnuCash is Privacy focusedWaypoint Budget is not according to our users
  2. HomeBank icon

    HomeBank

     142 likes

    Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.

    266 HomeBank alternatives

    Cost / License

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    HomeBank screenshot 1
     
  4. You Need A Budget icon

    You Need A Budget

     124 likes

    Comprehensive zero-based budgeting platform offering structured spending allocation, real-time financial syncing, goal setting, debt reduction tools, partner collaboration, interactive financial reports, multi-device access, strong data security, and live personal support.

    292 You Need A Budget alternatives

    Cost / License

    • Subscription
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • Apple Watch
    • Kindle Fire
    • Amazon Alexa
    • CrossOver
    You Need A Budget screenshot 1
    You Need A Budget screenshot 2
    You Need A Budget screenshot 3
     

    • You Need A Budget is the most popular Web-based, Android, iPhone & Android Tablet alternative to Waypoint Budget.

    • You Need A Budget is the most popular commercial alternative to Waypoint Budget.

    • You Need A Budget is Paid and ProprietaryWaypoint Budget is Free Personal and Proprietary
  5. Ad
    Screenshot
    PocketSmith icon
    PocketSmith

    Consolidates multinational accounts and transactions, delivers cash flow forecasting, multi-currency support, and comprehensive financial reporting, enables secure two-factor authentication, offers migration tools, interactive da...

    https://www.pocketsmith.com
    Learn More
  6. Firefly III icon

    Firefly III

     36 likes

    "Firefly III" is a (self-hosted) manager for your personal finances. It can help you keep track of your expenses and income, so you can spend less and save more. Firefly III supports the use of budgets, categories and tags.

    157 Firefly III alternatives

    Cost / License

    Application types

    Platforms

    • Self-Hosted
    • Cloudron
    Firefly III screenshot 1
     

    • Firefly III is the most popular Self-Hosted alternative to Waypoint Budget.

    • Firefly III is Free and Open SourceWaypoint Budget is Free Personal and Proprietary
    • Firefly III is Privacy focusedWaypoint Budget is not according to our users
  7. Expenzio icon

    Expenzio

     6 likes

    Expenzio is a minimal expense tracker app that helps you manage your expenses with ease. It categorizes your expenses so you can look into your spending trends, and it makes it easier to search your transactions by query, account, or category.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • iPhone
    Expenzio screenshot 1
    Expenzio screenshot 2
    Expenzio screenshot 3
     
  8. MoneyWallet icon

    MoneyWallet

     19 likes

    MoneyWallet is an Android application that let you track your expenses. You can organize your data using custom categories, events, places and people tags. The best alternative to others apps, free and open source.

    Cost / License

    Application types

    Alerts

    • Discontinued

    Platforms

    • Android
    • F-Droid
    MoneyWallet screenshot 1
    MoneyWallet screenshot 2
    MoneyWallet screenshot 3
     
  10. Monarch icon

    Monarch

     5 likes

    The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.

    290 Monarch alternatives

    Cost / License

    • Subscription
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
    Monarch screenshot 1
     

    • Monarch is the most popular SaaS alternative to Waypoint Budget.

    • Monarch is Paid and ProprietaryWaypoint Budget is Free Personal and Proprietary
  11. Kib - Smart Expense Tracker icon

    Kib - Smart Expense Tracker

     2 likes

    Offers AI-powered auto-categorization, receipt OCR scanning, and secure end-to-end encrypted cloud sync. Features a smooth Material 3 interface, advanced custom categories, intuitive navigation, and flexible theming to simplify managing personal, family, or work budgets.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Kib - Smart Expense Tracker screenshot 1
    Kib - Smart Expense Tracker screenshot 2
    Kib - Smart Expense Tracker screenshot 3
     
  12. Money Lover icon

    Money Lover

     11 likes

    Money Lover is a great yet simple manager for tracking your personal finance, i.e. your income, cash, spending, expenses, all conveniently from your mobile device.

    Cost / License

    • Freemium (Pay once)
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Apple Watch
    Money Lover screenshot 1
    Money Lover screenshot 2
    Money Lover screenshot 3
     

    • Money Lover is the most popular iPad alternative to Waypoint Budget.

    • Money Lover is Freemium and ProprietaryWaypoint Budget is Free Personal and Proprietary
  13. Qube Money icon

    Qube Money

     2 likes

    Qube Money is a personal finance budgeting app/online bank that allows users to follow the cash envelope strategy for budgeting using their debit cards. Now you can shop online while still strictly following the envelope budgeting system.

    173 Qube Money alternatives

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Application types

    Platforms

    • Mac
    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
    Qube Money screenshot 1
    Qube Money screenshot 2
    Qube Money screenshot 3
     
  14. ezBookkeeping icon

    ezBookkeeping

     5 likes

    ezBookkeeping is a lightweight, self-hosted personal finance app with a user-friendly interface and powerful bookkeeping features. It's easy to deploy, and you can start it with just one single Docker command.

    53 ezBookkeeping alternatives

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Self-Hosted
    • Docker
    ezBookkeeping screenshot 1
     
  15. PocketSmith icon

    PocketSmith

     13 likes

    Consolidates multinational accounts and transactions, delivers cash flow forecasting, multi-currency support, and comprehensive financial reporting, enables secure two-factor authentication, offers migration tools, interactive dashboards, and multi-user access for efficient finance management.

    119 PocketSmith alternatives

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    • Chrome OS
    • Android Tablet
    • iPad
    PocketSmith screenshot 1
     
12 of 29 Waypoint Budget alternatives