Waypoint Budget Alternatives

Apps similar to Waypoint Budget include GnuCash, which is free and open source. Other options are HomeBank, You Need A Budget, Firefly III and Expenzio. There's no shortage of Personal Finance Tools like Waypoint Budget, with more than 25 alternatives for iPhone, Android, the web, iPad and Mac.

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Alternatives
Waypoint Budget alternatives page was last updated

Alternatives list

  1. Ready-to-use spreadsheets — for personal finance, business management, planning, and productivity.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Google Sheets
    • Microsoft Excel
    Good alternative?
     
  2. MoneyWell icon
     8 likes

    MoneyWell gives you powerful personal finance organization and analysis tools in a simple, single-screen solution. Without running complex reports or having to trudge through six levels of pie charts, youll know immediately if your spending is on track.

    121 MoneyWell alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Mac
    • iPhone
    • iPad
    Good alternative?
     
  3. Inzolo icon
     3 likes

    Online virtual envelope budget system. Plan where you are going to spend your money before you spend it, by allocating to envelopes. As you spend, match transactions to their envelopes. Supports automatic transaction importing from your bank using OFX direct connect.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    Good alternative?
     
  4. Pocket Clear icon
     1 like

    Expense tracking app with offline capability, customizable categories, data encryption, ad-free experience, detailed charts, multi-device sync, shared tracking, export options, budget management, alerts, and features tailored for privacy-focused users and travelers.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
    Good alternative?
     
  5. Mint icon
     11 likes

    Mint is the only self-hosted, real-time, extensible web stats app. Satisfy your sweet tooth for site stats and get Minted!

    32 Mint alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Alerts

    • Discontinued

    Platforms

    • Online
    • Self-Hosted
    Good alternative?
     
  6. Halfway is a personal finance app built for couples and spouses who don't earn the same. Instead of splitting shared expenses 50/50, Halfway calculates a proportional split based on what each partner actually earns, so both people contribute the same percentage of their...

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • iPad
    • Android Tablet
    Good alternative?
     
  7. A free, open-source Windows and macOS desktop finance tool that imports bank CSV and spreadsheet exports without bank logins or cloud sync. It stores records in an encrypted local database and provides cash flows, transfer-aware reports, and depth-based net worth trends.

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Mac
    • Windows
    Good alternative?
     
  8. AI-powered personal finance app that stores all data locally on your device. Budget, track spending, scan receipts, and ask questions in plain English — without sending your bank data to the cloud.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Windows
    Good alternative?
     
  9. Cardinate icon
     Like

    Credit card tracker and debt payoff planner. See every card's balance, utilization, APR, due date and 0% intro APR deadline in one place, and get a dated plan to pay it all off.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  10. Lucky Friday is a privacy-first personal finance app that gives you full control over your budget, spending, and net worth with deeply customizable tools.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    • iPad
    • Software as a Service (SaaS)
    Good alternative?
     
  11. Budgety icon
     Like

    Seamlessly connects to over 15,000 Canadian and US banks for automatic tracking of spending, investments, and net worth, offers goal tracking, AI-generated insights based on your financial activity, collaborative budgeting tools, budget alerts, and full data privacy.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
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