Halfway Couples Budget

Halfway is a personal finance app built for couples and spouses who don't earn the same. Instead of splitting shared expenses 50/50, Halfway calculates a proportional split based on what each partner actually earns, so both people contribute the same percentage of their income rather than the same dollar amount.

The app also keeps personal spending private while giving full transparency on shared expenses, so couples get co-budgeting without total exposure of every transaction.

Halfway is free to use, with no ads and no data sales. The free plan includes income-based splitting at any ratio, shared and personal budgets, real-time settle up, subscription tracking, and net worth tracking. A premium tier adds automatic bank sync via Plaid, an AI financial assistant called Penny, and free 1:1 sessions with a registered financial advisor, a feature no competing app offers.

Available on iOS and Android in English, Spanish, and French, and used by couples in more than 30 countries.