PennyWise AI AlternativesBudget Managers & Personal Finance Tools like PennyWise AI

PennyWise AI is described as 'PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy' and is a Budget Manager in the business & commerce category. There are more than 50 alternatives to PennyWise AI for a variety of platforms, including Android, iPhone, iPad, Windows and Mac apps. The best PennyWise AI alternative is Cashew, which is both free and Open Source. Other great apps like PennyWise AI are GnuCash, HomeBank, Budget Board and MoneyManager Ex.

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Alternatives list

  1. Cashew icon

    Cashew

     66 likes
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    Track your finances with Cashew and understand your money flow. Set budgets to monitor your financial progress and foster responsible spending. Cashew is more than an app, it's your personal guide.

    58 Cashew alternatives

    Cost / License

    • Freemium (Pay once or Subscription)
    • Open Source

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    • iPad
    Cashew screenshot 1
    Cashew screenshot 2
    Cashew screenshot 3
     

    • Cashew is the most popular Web-based, Android, iPhone & iPad alternative to PennyWise AI.

    • Cashew is the most popular Open Source & free alternative to PennyWise AI.

    • Cashew is Freemium and Open SourcePennyWise AI is Free and Open Source
  2. GnuCash icon

    GnuCash

     396 likes
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    GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.

    288 GnuCash alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • PortableApps.com
    • Flathub
    Account Tree Display
     

    • GnuCash is the most popular Windows, Mac & Linux alternative to PennyWise AI.

    • GnuCash is Free and Open SourcePennyWise AI is also Free and Open Source
  4. HomeBank icon

    HomeBank

     142 likes
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    HomeBank is a free software. Use it to manage your personal accounts. It is designed to easy to use. Analyse your finances in detail using powerful filtering tools and graphs.

    261 HomeBank alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Symbian S60
    • BSD
    HomeBank screenshot 1
     
  5. Ad
    Screenshot
    Quicken icon
    Quicken

    Quicken is a prominent personal finance software in the United States, designed to simplify the management of your financial matters. It provides a comprehensive platform to monitor spending, maintain daily finances, and adhere t...

    https://www.quicken.com
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  6. Budget Board icon

    Budget Board

     17 likes
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    A simple app for tracking monthly spending and working towards financial goals.

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Self-Hosted
    • Docker
    Budget Board screenshot 1
     

    • Budget Board is the most popular Self-Hosted alternative to PennyWise AI.

    • Budget Board is Free and Open SourcePennyWise AI is also Free and Open Source
  7. MoneyManager Ex icon

    MoneyManager Ex

     91 likes
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    MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    259 MoneyManager Ex alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • PortableApps.com
    • F-Droid
    • iPhone
    MoneyManager Ex screenshot 1
     
  10. ExpenseOwl icon

    ExpenseOwl

     16 likes
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    An expense tracker with a minimalist UI, visualizes monthly spending in pie charts. Supports UUID identification, flat file storage, CSV export, REST API, and Docker deployment. Customize categories and currency, ideal for personal finance in a home lab setup.

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Self-Hosted
    • Docker
    ExpenseOwl screenshot 1
     
  11. Actual Budget icon

    Actual Budget

     28 likes
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    Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.

    92 Actual Budget alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Self-Hosted
    • Cloudron
    • Flathub
    • Flatpak
    Actual Budget screenshot 1
     
  13. MoneyTool icon

    MoneyTool

     8 likes
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    Meet MoneyTool — the money tool that puts you in control. Track your spending, savings, assets, and debts effortlessly.

    Cost / License

    • Freemium (Pay once or Subscription)
    • Proprietary

    Application types

    Platforms

    • iPhone
    • iPad
    • Android
    • Android Tablet
    MoneyTool screenshot 1
    MoneyTool screenshot 2
    MoneyTool screenshot 3
     

    • MoneyTool is the most popular Android Tablet alternative to PennyWise AI.

    • MoneyTool is Freemium and ProprietaryPennyWise AI is Free and Open Source
  14. Monekin icon

    Monekin

     10 likes
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    A 100% Open Source app that tries to make personal finances easier. Fast, simple, without ads, without the need for an Internet connection and with a groundbreaking design, that's Monekin.

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Android
    • Windows
    Monekin screenshot 1
    Monekin screenshot 2
    Monekin screenshot 3
     
  15. Recurring Expense Tracker icon

    Recurring Expense Tracker

     13 likes
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    Recurring Expense Tracker is a Material You recurring expense tracker, allowing you to keep track of your monthly spending. As its name suggests, it focuses on reccurring expenses such as rent, insurances, subscriptions etc.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Android
    • F-Droid
    Recurring Expense Tracker screenshot 1
    Recurring Expense Tracker screenshot 2
    Recurring Expense Tracker screenshot 3
     
12 of 54 PennyWise AI alternatives