PennyWise AI Alternatives

PennyWise AI is described as 'PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy' and is a Budget Manager in the business & commerce category. There are more than 50 alternatives to PennyWise AI for a variety of platforms, including Android, iPhone, iPad, Windows and Mac apps. The best PennyWise AI alternative is Cashew, which is both free and Open Source. Other great apps like PennyWise AI are GnuCash, HomeBank, Budget Board and MoneyManager Ex.

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PennyWise AI alternatives page was last updated

Alternatives list

  1. MoneyWiz icon
     18 likes
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    MoneyWiz is a finance app for pro-users and beginners, letting you manage money your way. Available on macOS, iOS, and iPadOS, it syncs with 40,000+ banks, works offline, and secures data with 256-bit encryption.

    146 MoneyWiz alternatives

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Platforms

    • Mac
    • iPhone
    • iPad
    • Apple Watch
     
  2. Monarch icon
     4 likes
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    The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.

    284 Monarch alternatives

    Cost / License

    • Subscription
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
     
    • Monarch is the most popular SaaS alternative to PennyWise AI.

    • Monarch is Paid and ProprietaryPennyWise AI is Free and Open Source
  3. Quicken icon
     37 likes
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    Quicken is a prominent personal finance software in the United States, designed to simplify the management of your financial matters. It provides a comprehensive platform to monitor spending, maintain daily finances, and adhere to a budget.

    267 Quicken alternatives

    Cost / License

    • Pay once
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  4. Copy a direct link to this comment to your clipboard

    Meow Money Manager with cute cats for your personal asset management. Meow Money Manager is an expense tracker to record your financial expenditure and income activities. Meow Money Manager do not save any the information of users, protecting your privacy.

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
     
  5. Dolcent icon
     3 likes
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    Dolcent: The Ultimate Finance Tracker! Take control of your finances with ease. Download now for a smarter way to manage money.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  6. Ledger icon
     18 likes
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    Ledger is a powerful, double-entry accounting system that is accessed from the UNIX command-line. This may put off some users, since there is no flashy UI, but for those who want unparalleled reporting access to their data there are few alternatives.

    187 Ledger alternatives

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
     
  7. Copy a direct link to this comment to your clipboard

    Squirrel is a simple and private expense tracker. It works just as you would expect without overcomplicating your experience. It does not track you in any way and does not send your data anywhere.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • iPhone
    • iPad
     
  8. Moneydance icon
     26 likes
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    Comprehensive cross-platform personal finance app providing encrypted local data storage, online banking connectivity, bill pay, customizable budgets, investment tracking for various assets, multi-currency support, advanced graphs, payment reminders, and detailed financial reports.

    259 Moneydance alternatives

    Cost / License

    • Pay once or Subscription
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  9. Money Lover icon
     11 likes
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    Money Lover is a great yet simple manager for tracking your personal finance, i.e. your income, cash, spending, expenses, all conveniently from your mobile device.

    261 Money Lover alternatives

    Cost / License

    • Freemium (Pay once)
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Apple Watch
     
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