Penno Alternatives

Penno is described as 'Track your budget, subscriptions and debts 100% offline. No bank linking, no monthly fee, no ads — pay once and your finances never leave your device' and is a Budget Manager in the business & commerce category. There are more than 50 alternatives to Penno for a variety of platforms, including Android, Windows, Mac, Linux and iPhone apps. The best Penno alternative is GnuCash, which is both free and Open Source. Other great apps like Penno are HomeBank, MoneyManager Ex, Actual Budget and Fungible.

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Alternatives list

  1. GreenStash icon
     11 likes

    GreenStash is a simple FOSS android app to help you plan and manage your savings goals easily and establish the habit of saving money.

    Cost / License

    • Free
    • Open Source (MIT)

    Platforms

    • Android
    • Android Tablet
    • F-Droid
     
  2. DuoDivvy icon
     7 likes

    Enables couples to split expenses proportionally by income, provides private dashboards for individual tracking, offers a joint overview, instantly syncs updates between partners, preserves privacy, and is affordably priced with a free trial for modern relationships.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • iPhone
    • iPad
    • Android
    • Android Tablet
     
  3. MoneyWallet icon
     19 likes

    MoneyWallet is an Android application that let you track your expenses. You can organize your data using custom categories, events, places and people tags. The best alternative to others apps, free and open source.

    Cost / License

    Alerts

    • Discontinued

    Platforms

    • Android
    • F-Droid
     
  4. Money+ icon
     4 likes

    Track your expenses using Google Sheet. Only Money+ stores all your financial data in Google Sheets with a convenient dashboard for analytics.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • iPhone
    • iPad
     
  5. KMyMoney icon
     47 likes

    KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.

    288 KMyMoney alternatives

    Cost / License

    Platforms

    • Mac
    • Windows
    • Linux
    • Flathub
    • Haiku
     
  6. Balansly icon
     6 likes

    Plan and track personal finances by managing multiple accounts in various currencies, scheduling recurring transactions and future events, and visualizing balance and budget trends over upcoming months for greater insight into your financial situation.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • iPhone
     
  7. Skrooge icon
     26 likes

    Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
    • Haiku
     
  8. Monarch icon
     6 likes

    The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.

    401 Monarch alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
     
  9. Oinkoin icon
     8 likes

    Oinkoin Money Manager makes managing personal finances easy and secure. It is light and easy to use. You need just few taps to keep track of your expenses. Simplicity and Security are our two main drivers: Oinkoin is an offline and ad-free app.

    98 Oinkoin alternatives

    Cost / License

    Platforms

    • Android
    • F-Droid
     
  10. PennyWise AI icon
     3 likes

    PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy.

    Cost / License

    Platforms

    • Android
     
  11. Offers AI-powered auto-categorization, receipt OCR scanning, and secure end-to-end encrypted cloud sync. Features a smooth Material 3 interface, advanced custom categories, intuitive navigation, and flexible theming to simplify managing personal, family, or work budgets.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
     
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