Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.
United States
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Penno Alternatives
Penno is described as 'Track your budget, subscriptions and debts 100% offline. No bank linking, no monthly fee, no ads — pay once and your finances never leave your device' and is a Budget Manager in the business & commerce category. There are more than 50 alternatives to Penno for a variety of platforms, including Android, Windows, Mac, Linux and iPhone apps. The best Penno alternative is GnuCash, which is both free and Open Source. Other great apps like Penno are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget.
Alternatives list
75 Buckwheat alternativesBuckwheat is an app that helps you spend money wisely. Writing down each spending sobers the mind and gives you an idea of how much and how you can spend.
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Offers AI-powered auto-categorization, receipt OCR scanning, and secure end-to-end encrypted cloud sync. Features a smooth Material 3 interface, advanced custom categories, intuitive navigation, and flexible theming to simplify managing personal, family, or work budgets.
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Cost / License
- Free
- Open Source
Application types
Platforms
- Android
- F-Droid
+6
InvoiceShelf is an open-source web & mobile app that helps you track expenses, payments & create professional invoices & estimates.
+9
204 Ledger alternativesLedger is a powerful, double-entry accounting system that is accessed from the UNIX command-line. This may put off some users, since there is no flashy UI, but for those who want unparalleled reporting access to their data there are few alternatives.
Cost / License
- Free
- Open Source
Platforms
- Mac
- Windows
- Linux
+2
290 Money Lover alternativesMoney Lover is a great yet simple manager for tracking your personal finance, i.e. your income, cash, spending, expenses, all conveniently from your mobile device.
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- Android
- iPhone
- Android Tablet
- iPad
- Apple Watch
+4
154 hledger alternativeshledger is a lightweight accounting program for tracking money, time, or other commodities, on unix, mac and windows. With simple yet powerful functionality accessed from command line, terminal or web browser, it is a reliable, cross-platform alternative to Quicken, GnuCash...
An open source mobile application to help you easily manage multiple wallets and record transactions.
225 Buxfer alternativesFree online personal finance software for budgeting and expense management. Track shared expenses, split bills, and debts.
Cost / License
- Paid
- Proprietary
Application types
Platforms
- Online
- Android
- iPhone
+4
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