Monzo AlternativesMoney Transfer Services & Online Banking Tools like Monzo

Monzo is described as 'Bank is a digital, mobile-only bank based in the United Kingdom' and is a Money Transfer service in the business & commerce category. There are more than 25 alternatives to Monzo for a variety of platforms, including Android, iPhone, Web-based, iPad and Android Tablet apps. The best Monzo alternative is Wise. It's not free, so if you're looking for a free alternative, you could try Revolut or MiniPay Wallet. Other great apps like Monzo are Strike.me, Curve, Cash App and N26.

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Alternatives list

  1. Wise icon

    Wise

     54 likes
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    Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

    51 Wise alternatives

    Cost / License

    • Pay once
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Wise screenshot 1
    Wise screenshot 2
    Wise screenshot 3
     

    • Wise is the most popular Web-based, Android, iPhone & iPad alternative to Monzo.

    • Wise is the most popular commercial alternative to Monzo.

    • Wise is Paid and ProprietaryMonzo is Freemium and Proprietary
  2. Revolut icon

    Revolut

     48 likes
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    Revolut offers an international banking alternative with multi-currency transfers, budgeting, split payments, and direct crypto exchange in a feature-rich app. Enjoy surcharge-free ATM withdrawals, real-time expense tracking, and security controls, including card management and freeze options.

    43 Revolut alternatives

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Application types

    Platforms

    • Android
    • iPhone
    • Apple Watch
    • Android Wear
    Revolut screenshot 1
    Revolut screenshot 2
    Revolut screenshot 3
     

    • Revolut is the most popular free alternative to Monzo.

    • Revolut is Freemium and ProprietaryMonzo is also Freemium and Proprietary
    • Revolut is Security-focusedMonzo is not according to our users
  4. MiniPay Wallet icon

    MiniPay Wallet

     4 likes
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    Experience fast, affordable, and secure digital transactions with MiniPay. Join millions around the world who trust our self-custodial wallet to manage and send funds globally. Send from Africa, Europe, and Latin America.

    62 MiniPay Wallet alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    MiniPay Wallet screenshot 1
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    MiniPay Wallet screenshot 3
     
  5. Ad
    Screenshot
    Wise icon
    Wise

    Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

    https://wise.com
    Learn More
  6. Strike.me icon

    Strike.me

     6 likes
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    Strike.me is a platform for buying bitcoin and making global money transfers. Users can quickly register and start transactions from a cent. The platform allows automatic bitcoin purchases at set intervals or at the current market price.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Strike.me screenshot 1
    Strike.me screenshot 2
    Strike.me screenshot 3
     
  7. Curve icon

    Curve

     7 likes
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    Set up an account in minutes, then securely add all your Visa and Mastercard debit & credit cards to your Curve Card app and use any of your bank accounts with just one Curve Mastercard. No top-up needed!

    20 Curve alternatives

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Platforms

    • Android
    • iPhone
    Curve screenshot 1
    Curve screenshot 2
    Curve screenshot 3
     
  8. Cash App icon

    Cash App

     8 likes
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    Cash App lets you pay friends instantly, and cash out to your bank for free. Standard deposits show up the very next business day. You can even spend directly from the app with a built-in Visa virtual card number.

    34 Cash App alternatives

    Cost / License

    • Free
    • Proprietary

    Application types

    Platforms

    • Android
    • iPhone
    Cash App screenshot 1
    Cash App screenshot 2
    Cash App screenshot 3
     
  10. N26 icon

    N26

     12 likes
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    N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2,500,000 customers in 24 markets. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes.

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    N26 screenshot 1
    N26 screenshot 2
    N26 screenshot 3
     
  11. Vivid? icon

    Vivid?

     2 likes
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    Manage your finances, earn cashback, invest instantly and enjoy state-of-the-art digital financial services.

    17 Vivid? alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
    Vivid? screenshot 1
    Vivid? screenshot 2
    Vivid? screenshot 3
     
  12. Atlantic Money icon

    Atlantic Money

     8 likes
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    With a flat £3 fee, always the live exchange rate, and an app designed just for you, moving money across borders has never been so easy.

    Cost / License

    • Pay once
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    • iPad
    Atlantic Money screenshot 1
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    Atlantic Money screenshot 3
     
  13. Countingup icon

    Countingup

     2 likes
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    Countingup is a business current account and accounting software in one easy-to-use app.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Countingup screenshot 1
    Countingup screenshot 2
    Countingup screenshot 3
     
  14. Pyypl icon

    Pyypl

     2 likes
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    Pyypl is a non-bank digital app that gives everyone access to the financial system through a smartphone.

    Pyypl is a prepaid Mastercard that allows you to make purchases in stores and online, withdraw money from ATMs worldwide, and send money to friends and family in over 40 countries.

    16 Pyypl alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Pyypl screenshot 1
     
  15. Zero Finance icon

    Zero Finance

     1 like
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    Open source alternative to Ramp.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Online
    Zero Finance screenshot 1
     

    • Zero Finance is the most popular Open Source alternative to Monzo.

    • Zero Finance is Free and Open SourceMonzo is Freemium and Proprietary
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