Apps similar to MoneyTool include GnuCash, which is free and open source. Other options are Sure, Spliit, HomeBank and Actual Budget. Personal Finance Tools like MoneyTool are a crowded field, with more than 100 alternatives for the web, Android, iPhone, iPad and Windows.
Nexafin automatically detects your recurring bills and shows what's due this week, what's overdue, and what's coming up. Connect 12,000+ banks via Plaid or import CSV/PDF statements.
A gamified budgeting app that grows with you - from tracking expenses to managing savings, loans, and multiple accounts. Fun, flexible, and real-life friendly.
The ultimate native software for anyone looking to regain total control over their financial life without compromising privacy. Tailored specifically for Windows, it combines the engineering robustness of banking systems with the agility of a modern, clean, and highly intuitive interface.
Brazil
FinoraDesk is a private finance tracker that keeps everything on your own device. The personal side is free forever: track income and expenses by category, see your running balance, set savings goals, and use 50/30/20 budgeting — with no account, no bank login, and no data ever...
United States
Tracks shared expenses for friends, roommates and groups, supports adding contacts by username or invite link, multiple split types, recurring expenses, settlements, multi-currency, history, minimalist design, ten languages and privacy without selling data.
Private, local-first expense tracker for iOS and Android. Works without an account, no ads, no tracking — your data stays on your device.
Privacy-focused budgeting software for zero-based or envelope planning without bank connections. Track checking, savings, cash, cards, and loans; add transactions manually, with Siri, or through OFX, QFX, and CSV imports; review reports and sync data across devices.
Hungary
EU
Enables manual-entry, forward-looking budgeting and bill tracking without bank connection, calculates safe-to-spend balance, visualizes surplus or shortfall, uses sinking funds, highlights when funds are low, and provides status bar to track bills and income together.
New Zealand
Desktop accounting software for small businesses, with your data on your own PC, a rate locked for 12 years and free migration from QuickBooks.
United States
Plika is a progressive web application designed for users who prioritize privacy and data ownership. It operates entirely locally on your device with no mandatory cloud synchronization, giving you complete control over your financial data.
FranceEU
