Apps similar to MoneyTool include GnuCash, which is free and open source. Other options are Sure, Spliit, HomeBank and Actual Budget. Personal Finance Tools like MoneyTool are a crowded field, with more than 100 alternatives for the web, Android, iPhone, iPad and Windows.
I built Oikos because I couldn't find a self-hosted finance tool that actually tracks a real multi-currency investment portfolio. Firefly III and Actual Budget are both great, but neither does much beyond cash accounts — no multi-currency holdings, no cost basis, no...
Greece
EU
BalanceTrackr is a simple and private app to manage your finances - free from ads, subscriptions, or in-app purchases. No login or bank connection required.
Take control of your financial future with IntelliFlow, the smart finance manager powered by next-gen Artificial Intelligence.
GermanyEU
Zenance is a minimalist, privacy-first personal finance Progressive Web App (PWA) designed for developers and minimalists who demand absolute data ownership and clean craft aesthetics.
Budget Master 9000 is a private offline budget app for Windows 10 and up. It allows you to easily see your budget vs your actual spending so that you know where you need to make adjustments.
United States
Offers a scrollable timeline showing all transactions by date, supports multiple currencies including cryptocurrency, uses recurring templates to project cash flow, allows offline use with automatic sync, and works seamlessly across web, desktop, and iOS devices.
Free budgeting app that starts your month on payday, not the 1st. Income is split into four buckets - daily spending, fixed bills, irregular extras with automatic carryover, and savings.
CashFlowCast is a free personal finance app that shows your exact checking balance up to 5 years into the future based on your real bills and income. No bank login required — just enter your bills, paychecks, and current balance once and instantly see what's coming.
Flowtrack helps you take control of your money with simple expense tracking and smart goal planning. Easily track income and expenses, visualize your spending, and stay motivated by saving toward your goals—all in one clean, easy-to-use app.
Moldova
SaveUp – Track & Save Money is a simple yet powerful money saving app that helps you stay on top of your savings goals. Whether you’re planning for a new gadget, a dream trip, or building an emergency fund, SaveUp makes saving money easy, organized, and motivating.
Bangladesh
Credit card tracker and debt payoff planner. See every card's balance, utilization, APR, due date and 0% intro APR deadline in one place, and get a dated plan to pay it all off.
United States
Norway
