MoneyTool Alternatives

MoneyTool is described as 'Meet MoneyTool — the money tool that puts you in control. Track your spending, savings, assets, and debts effortlessly' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to MoneyTool for a variety of platforms, including Android, Web-based, iPhone, iPad and Windows apps. The best MoneyTool alternative is GnuCash, which is both free and Open Source. Other great apps like MoneyTool are Sure, Spliit, HomeBank and MoneyManager Ex.

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Alternatives list

  1. Exorda icon
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    Manual personal finance tool with flexible entry options, monthly and categorized tracking, 12-month trend dashboard, detailed debt management, one-off contract entries, partner sharing, purchase comparison tool, reconciliation via import, and privacy-focused hosting in Switzerland.

    5 Exorda alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
  2. Xpenses icon
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    Xpenses is a personal finance management app for iOS focused on simplicity, privacy, and long-term clarity.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • iPhone
    • iPad
     
  3. OweNo icon
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    Splits group expenses equally or custom, receipt scanning with OCR, multi-currency and live rates, debt simplification, itinerary and analytics, real-time notifications, single net balance, QR invites, activity logs, security with Google or Apple sign-in, archived groups.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  4. Halcón icon
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    Halcón is a privacy-first personal finance app for people who do not want to connect their bank account to a third party. You download your own bank statement (CSV, Excel or AEB43/Norma 43 for Spanish banks) and upload it.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
     
  5. AloxBook icon
     Like

    Personal finance and double-entry bookkeeping app with focus on simplicity. Privacy-first, offline, multilingual (EN/DE/FR). Free to use.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Windows
    • Linux
     
  6. HippoSplit is a chat-first expense tracker that makes splitting bills as easy as sending a message.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
     
  7. Oikos icon
     Like

    I built Oikos because I couldn't find a self-hosted finance tool that actually tracks a real multi-currency investment portfolio. Firefly III and Actual Budget are both great, but neither does much beyond cash accounts — no multi-currency holdings, no cost basis, no...

    Cost / License

    Platforms

    • Self-Hosted
    • Docker
    • PostgreSQL
     
  8. BalanceTrackr is a simple and private app to manage your finances - free from ads, subscriptions, or in-app purchases. No login or bank connection required.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • iPhone
    • iPad
     
  9. Make your money go further with daily budgets.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • Apple Watch
     
  10. Budget Master 9000 is a private offline budget app for Windows 10 and up. It allows you to easily see your budget vs your actual spending so that you know where you need to make adjustments.

    Cost / License

    • Free
    • Open Source (MIT)

    Platforms

    • Windows
     
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