Monarch AlternativesOnly apps categorised as Personal Finance Tools

The best Personal Finance alternative to Monarch is GnuCash, which is both free and Open Source. If that doesn't suit you, our users have ranked more than 100 alternatives to Monarch and loads of them are Personal Finance Tools so hopefully you can find a suitable replacement. Other interesting Personal Finance Tool alternatives to Monarch are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget.

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Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. GnuCash icon
     406 likes

    GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.

    346 GnuCash alternatives

    Cost / License

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • Flathub
    • PortableApps.com
    • US flagUnited States
    Account Tree Display
    Good alternative?
     
  2. HomeBank icon
     145 likes

    Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.

    361 HomeBank alternatives

    Cost / License

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    Good alternative?
     
  3. MoneyManager Ex icon
     96 likes

    MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    374 MoneyManager Ex alternatives

    Cost / License

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • PortableApps.com
    • F-Droid
    • iPhone
    Good alternative?
     
  4. Actual Budget icon
     36 likes

    Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.

    194 Actual Budget alternatives

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Self-Hosted
    • Cloudron
    • Flathub
    • Flatpak
    Good alternative?
     
  5. Comprehensive zero-based budgeting platform offering structured spending allocation, real-time financial syncing, goal setting, debt reduction tools, partner collaboration, interactive financial reports, multi-device access, strong data security, and live personal support.

    460 You Need A Budget alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • Apple Watch
    • Kindle Fire
    • Amazon Alexa
    • CrossOver
    Good alternative?
     
  6. MoneyTool icon
     8 likes

    Meet MoneyTool — the money tool that puts you in control. Track your spending, savings, assets, and debts effortlessly.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    • Android
    • Android Tablet
    Good alternative?
     
  7. Firefly III icon
     36 likes

    "Firefly III" is a (self-hosted) manager for your personal finances. It can help you keep track of your expenses and income, so you can spend less and save more. Firefly III supports the use of budgets, categories and tags.

    238 Firefly III alternatives

    Cost / License

    Application type

    Platforms

    • Self-Hosted
    • Cloudron
    Good alternative?
     
  8.  6 likes

    Plan and track personal finances by managing multiple accounts in various currencies, scheduling recurring transactions and future events, and visualizing balance and budget trends over upcoming months for greater insight into your financial situation.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  9. KMyMoney icon
     47 likes

    KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.

    302 KMyMoney alternatives

    Cost / License

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Flathub
    • Haiku
    Good alternative?
     
  10. Fingrom icon
     11 likes

    The goal of the solution is to create an application that is intuitive, efficient, and inclusive; to manage personal finances while ensuring that no one is left behind.

    167 Fingrom alternatives

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    • Android Tablet
    • HUAWEI AppGallery
    • iPad
    • Self-Hosted
    • AppImageHub
    • Flathub
    • Samsung Galaxy Store
    Good alternative?
     
12 of 286 Monarch alternatives