Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.
Private, multi-currency net worth tracker with real investment analytics (MWRR, P&L), historical timeline, and full data export. Track stocks, property, crypto, collectibles - anything with value. Pay-per-use credits. No subscriptions. No bank connections. No ads. No data selling.
United Kingdom
Your personal finance manager to check all your accounts, from any bank, in a single place.
We live in a world of consumers: everyone is after our wallet. Yet we’re not always able to evaluate the way our financial decisions influence our future life.
Russia
ezBookkeeping is an open source, powerful, self-hosted personal finance app that is easy to use. It helps you record daily transactions, import data from various sources, and quickly search and filter your bills.
Offers AI-powered auto-categorization, receipt OCR scanning, and secure end-to-end encrypted cloud sync. Features a smooth Material 3 interface, advanced custom categories, intuitive navigation, and flexible theming to simplify managing personal, family, or work budgets.
Connect your bank accounts once and Cilantro watches them for you - flagging odd charges, bill creep, and auto-recapped trips, so you only see what changed.
United States
Expense tracking app with offline capability, customizable categories, data encryption, ad-free experience, detailed charts, multi-device sync, shared tracking, export options, budget management, alerts, and features tailored for privacy-focused users and travelers.
India
PocketGuard is a free budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers.
United States
hledger is a lightweight accounting program for tracking money, time, or other commodities, on unix, mac and windows. With simple yet powerful functionality accessed from command line, terminal or web browser, it is a reliable, cross-platform alternative to Quicken, GnuCash...
We've built the simplest way to turn around your finances and help you get ahead. Download our free money management app, get real time insights into your finances and shift the balance.
Finiverse connects how you feel to what you spend, detects your patterns, and helps you make better financial decisions over time. Built for neurodivergent minds, with Sam AI and zero judgment.
Why do you spend the way you do? It’s not budgets or spreadsheets—it’s your brain. MoneyDNA reveals the psychology behind your money habits and gives you a personalized path to change them. Take a 2-minute quiz, discover your type, and build better habits through bite-sized lessons.
United States
