Monarch Alternatives

Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.

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Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. BudgetBadger is a personal finance and budgeting tool, aimed for those who want professional-grade financial clarity without complexity. Founded by a former corporate finance leader at Stripe and Reddit, BudgetBadger brings enterprise-level financial best practices to everyday...

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  2. Budgeting Made Simple. Track every dollar, build real savings, and take control of your money.

    Cost / License

    • Free Personal
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  3. Emma helps you avoid overdrafts, cancel wasteful subscriptions, pay off debt, save money and track your spending. She uses state of the art technology to analyse your personal finances and give you the power to make smarter decisions with your money.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Online
    Good alternative?
     
  4. Tiller Money icon
     3 likes

    The only service that automatically imports financial transactions into a spreadsheet daily. Powerful Google Sheets templates to get you started.

    198 Tiller Money alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Chrome OS
    • Google Drive
    • Google Drive - Sheets
    Good alternative?
     
  5. HomeMoney icon
     3 likes

    HomeMoney App is an advanced budgeting and money tracking application for personal and small business use. It lets you seamlessly manage your day-to-day finances.

    181 HomeMoney alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • iPad
    • Android Tablet
    Good alternative?
     
  6. Moneyspire icon
     4 likes

    Track bank accounts, credit cards, and balances, organize transactions, balance the checkbook, and set bill reminders. Easily manage budgets, generate detailed reports and charts, use split transactions, reconcile accounts, import multiple file types, and support multiple currencies.

    175 Moneyspire alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • iPhone
    • iPad
    • Android
    Good alternative?
     
  7. PennyWise AI icon
     3 likes

    PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy.

    78 PennyWise AI alternatives

    Cost / License

    Application type

    Platforms

    • Android
    Good alternative?
     
  8. Woodo turns bank and credit card PDF statements into a categorized spending dashboard. No Plaid, no bank credentials — upload, see, decide.

    81 Woodo Finance alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  9. Monelo icon
     Like

    Monelo was created for people who want to keep their finances in one place: budget, savings, transaction history, expense planning, and statistics. No unnecessary chaos. No complicated screens. Just a convenient app for budgeting, saving, and expense control.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    • Android
    Good alternative?
     
  10. Qube Money icon
     2 likes

    Qube Money is a personal finance budgeting app/online bank that allows users to follow the cash envelope strategy for budgeting using their debit cards. Now you can shop online while still strictly following the envelope budgeting system.

    199 Qube Money alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
    Good alternative?
     
  11. Spendee icon
     9 likes

    Spendee is an awesome new app for managing your personal finances on the go. It gives you the power of unique data analysis in an adaptable environment that automatically and thoroughly analyzes your income and expenses, giving you intelligent advice on how to make the most of...

    129 Spendee alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
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