Monarch Alternatives

Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.

filter to find the best alternatives

Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. Lunch Money icon
     5 likes

    Delightfully simple budgeting. Lunch Money is a personal finance and budgeting web tool for the modern-day spender with features like native multicurrency support, automatic bank imports and exceptional customer service.

    125 Lunch Money alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    • Android
    • iPhone
    Good alternative?
     
  2. Simplifi by Quicken is a comprehensive personal finance app to manage budgets, track spending, set goals, monitor investments, and plan retirement. Users can connect accounts for real-time tracking, customize budgets, receive alerts, and gain insights to grow wealth and save money.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  3. FinancialAha icon
     2 likes

    Looking for an alternative to Mint, YNAB, Monarch, or Tiller? FinancialAha takes a different approach.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Google Sheets
    • Microsoft Excel
    Good alternative?
     
  4. Money Lover icon
     13 likes

    Money Lover is a great yet simple manager for tracking your personal finance, i.e. your income, cash, spending, expenses, all conveniently from your mobile device.

    348 Money Lover alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Apple Watch
    Good alternative?
     
  5. Toshl icon
     24 likes

    Easy to use mobile expense tracker who saves to cloud and has amazing graphs and charts. Exports to CSV, Excel, PDF, Google Docs and even sends e-mail reports. Iphone, Symbian, Android, Nokia Maemo, Blackberry, Windows Phone 7 phone apps available.

    170 Toshl alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  6. Enrich Finance icon
     12 likes

    Enrich Finance is a portfolio intelligence platform that helps DIY investors see their true asset allocation across all accounts, track progress toward goals, and make smarter rebalancing and tax decisions.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  7. Neontra icon
     10 likes

    Neontra is a made-in-Canada online solution for managing your money. It is similar to YNAB and Mint, but our goal is to become a trusted, next-generation Personal Finance Assistant (PFA) that can guide you toward a brighter, more secure financial future.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
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  8. Empower is a financial management app that consolidates all your financial accounts, tracks net worth, plans for retirement, budgets expenses, and monitors investments, ensuring the security of your financial data.

    139 Empower - Personal Dashboard alternatives

    Cost / License

    • Free Personal
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • iPad
    • Apple Watch
    Good alternative?
     
  9. BudgetZen icon
     1 like

    Privacy-first finance app, 100% offline. On-device AI insights, Zero-Based Budget, Zen Score & badges, smart bank CSV import, Project simulator, Weekly coach, 60+ currencies, 10 languages.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  10. Finio.live is a simple online financial diary created for anyone who wants to stay in control of their money without annoying ads or overcomplicated features. It’s the perfect choice if you prefer manual transaction entry over automated bank syncing—giving you a much better...

    62 Finio.live alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
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