Microsoft Money AlternativesOnly Free apps categorised as Budget Managers

The best free Budget Manager alternative to Microsoft Money is GnuCash, which is also Open Source. If that doesn't suit you, our users have ranked more than 25 alternatives to Microsoft Money and nine of them are free Budget Managers so hopefully you can find a suitable replacement. Other interesting free Budget Manager alternatives to Microsoft Money are HomeBank, MoneyManager Ex, KMyMoney and Skrooge.

filter to find the best alternatives

Microsoft Money alternatives are mainly Budget Managers, but if you're looking for Personal Finance Tools or Online Banking Tools you can filter on that. Other popular filters include Free, Personal Finance, Windows, Free + Online Banking, Mac, Windows + Free and Chrome OS. You can also filter by region, for example EU-based alternatives if you prefer software developed in the European Union. These are just examples - use the filter bar below to find more specific alternatives to Microsoft Money.
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Alternatives list

  1. GnuCash icon
     398 likes

    GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.

    293 GnuCash alternatives

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • PortableApps.com
    • Flathub
     
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    4
    Comments about GnuCash as an Alternative to Microsoft Money
    Guest
    Negative
    1

    Its logic is very different from MS Money (because of double entry). It's not intuitive. I don't like the interface and especially reports, most of which I don't even understand.

    Review by a new / low-activity user.
    Guest
    Negative
    1

    GnuCash is accounting software for small businesses, not financial management for individuals.

    Review by a new / low-activity user.
    Guest
    Negative
    2

    GnuCash and Microsoft Money are profoundly different pieces of software. I can't imagine why this was listed as an alternative.

    Review by a new / low-activity user.
    3 of 4 comments
    GnuCash icon
    GnuCash icon
    • GnuCash is Free and Open SourceMicrosoft Money is Free and Proprietary
    • GnuCash is Privacy focusedMicrosoft Money is not according to our users
  2. HomeBank icon
     142 likes

    Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.

    267 HomeBank alternatives

    Cost / License

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
     
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    2
    Comments about HomeBank as an Alternative to Microsoft Money
    BrB3
    Positive
    0

    I used Microsoft money for a long time, but I needed to change to a more OS friendly software to keep my finances, after trying a few different programs, HomeBank was my favourite, although it lacked some features, and it took me a while to figure out how to transfer my Microsoft Money files to HomeBank, I ultimately figured it out and having used Homebank for a few years now, I can say that for my needs it works wonders. If you want to keep an eye on your budget, I highly recommend Homebank.

    Guest
    Negative
    0

    Very user unfriendly, did not import qif data correctly.

    Review by a new / low-activity user.
    HomeBank icon
    HomeBank icon
    • HomeBank is Free and Open SourceMicrosoft Money is Free and Proprietary
  3. MoneyManager Ex icon
     91 likes

    MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    267 MoneyManager Ex alternatives

    Cost / License

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • PortableApps.com
    • F-Droid
    • iPhone
     
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    1
    Comments about MoneyManager Ex as an Alternative to Microsoft Money
    Guest
    Negative
    -1

    Importing from banks is very poor.

    Review by a new / low-activity user.
    MoneyManager Ex icon
    MoneyManager Ex icon
    • MoneyManager Ex is Free and Open SourceMicrosoft Money is Free and Proprietary
    • MoneyManager Ex is Privacy focusedMicrosoft Money is not according to our users
  4. KMyMoney icon
     47 likes

    KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.

    223 KMyMoney alternatives

    Cost / License

    Platforms

    • Mac
    • Windows
    • Linux
    • Flathub
    • Haiku
     
  5. Skrooge icon
     25 likes

    Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.

    259 Skrooge alternatives

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
    • Haiku
     
  6. PocketSmith icon
     13 likes

    Consolidates multinational accounts and transactions, delivers cash flow forecasting, multi-currency support, and comprehensive financial reporting, enables secure two-factor authentication, offers migration tools, interactive dashboards, and multi-user access for efficient finance management.

    119 PocketSmith alternatives

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    • Chrome OS
    • Android Tablet
    • iPad
     
  7. Emjysoft Personal Finance is a handy tool to simplify the management of your personal and family finances. With a clear and intuitive interface, you can easily manage your bank accounts and track your budget in seconds, regardless of your computer skills.

    56 Emjysoft Personal Finance alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Windows
     
  8. SEE Finance icon
     1 like

    Manage all of your financial accounts in a single place and gain control over your finances. Track all of the financial accounts you might have including banking, credit cards, investments and others. Generate a variety of customizable reports and budget to keep your spending on...

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Mac
     
  9. Buddi icon
     3 likes

    Buddi is a personal finance and budgeting program, aimed at those who have little or no financial background.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
     
9 of 9 Microsoft Money alternatives