Offline-first personal finance app that coaches you on your existing finances – no accounts, no tracking, no subscription.
Switzerland
+4
KMyMoney Alternatives
KMyMoney is described as 'Cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to KMyMoney for a variety of platforms, including Android, iPhone, Web-based, Windows and Mac apps. The best KMyMoney alternative is GnuCash, which is both free and Open Source. Other great apps like KMyMoney are Sure, HomeBank, MoneyManager Ex and Actual Budget.
Alternatives list
- 51 Balory - Budget & Finance alternatives
SaveUp – Track & Save Money is a simple yet powerful money saving app that helps you stay on top of your savings goals. Whether you’re planning for a new gadget, a dream trip, or building an emergency fund, SaveUp makes saving money easy, organized, and motivating.
+5
SplitDrip is a simple and smart way to split bills and manage group expenses without confusion. Whether you’re traveling with friends, living with roommates, or managing shared costs, SplitDrip keeps everything fair and transparent.
+2
48 Flowtrack alternativesFlowtrack helps you take control of your money with simple expense tracking and smart goal planning. Easily track income and expenses, visualize your spending, and stay motivated by saving toward your goals—all in one clean, easy-to-use app.
Cost / License
- Free
- Proprietary
Platforms
- Android
+1
AI-powered personal finance app that stores all data locally on your device. Budget, track spending, scan receipts, and ask questions in plain English — without sending your bank data to the cloud.
Privacy-first money manager that works 100% offline. Track spending, manage budgets, and save for goals. No login required. Bank-grade AES-256 encryption.
+2
B
51 WalletSum alternativesWalletSum helps you track income and expenses and manage your personal or family finances in a clear and easy-to-understand way.
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- Android
- iPhone
- iPad
- Android Tablet
- Online
Local-first desktop finance software for Windows, macOS, and Linux stores encrypted records on your computer. It unifies accounts and transactions, supports budgets, goals, reports, net-worth tracking, CSV/QFX/OFX imports, SimpleFIN sync, and optional local or cloud AI.
Cost / License
- Paid
- Proprietary
Application types
Platforms
- Mac
- Windows
- Linux
+4
Personal Checkbook Manager (PCM) is a lightweight, fully offline checkbook register built for Windows 10 and 11.
Nexafin automatically detects your recurring bills and shows what's due this week, what's overdue, and what's coming up. Connect 12,000+ banks via Plaid or import CSV/PDF statements.
+1
Bangladesh
India
Moldova
United States
Vietnam
