Spenco AI: Expense Tracker. Every expense tracker tells you where your money went. Spenco tells you where it's going.
Cost / License
- Freemium
- Proprietary
Platforms
- Online
- Android
- iPhone
- Software as a Service (SaaS)
India
KMyMoney Alternatives
Apps similar to KMyMoney include GnuCash, which is free and open source. Other options are Sure, HomeBank, Actual Budget and MoneyManager Ex. You're spoiled for choice with Personal Finance Tools like KMyMoney: we list more than 100 alternatives for Android, iPhone, the web, Windows and iPad.
Alternatives list
AloeSplit is a modern, friction-free expense splitter designed to replace Splitwise. Built as a high-performance PWA, it works seamlessly offline and syncs automatically when you reconnect.
Cost / License
- Freemium
- Proprietary
Platforms
- Online
Spain
EU
51 SplitForUs alternativesSplit shared expenses on Windows, with approval voting on expenses (Premium) and an inactive mode for members who are away.
Cost / License
- Freemium
- Proprietary
Platforms
- Windows
Türkiye
+1
Private money tracker for iPhone and iPad. Log expenses, income and transfers by hand, watch your net worth across ~90 currencies, and share a ledger with your partner, all in a local database and your own iCloud. No account, no bank logins, no ads, no analytics.
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- iPhone
- iPad
Germany- EU
Pengo is a local-first personal finance app. Everything runs on your device: there is no server, no account, and no tracking. Your financial history is stored in a single AES-256 encrypted database file that only you can open.
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- Online
Czechia- EU
Offline-first personal finance app that coaches you on your existing finances – no accounts, no tracking, no subscription.
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- iPhone
Switzerland
SaveUp – Track & Save Money is a simple yet powerful money saving app that helps you stay on top of your savings goals. Whether you’re planning for a new gadget, a dream trip, or building an emergency fund, SaveUp makes saving money easy, organized, and motivating.
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- Android
Bangladesh
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- iPhone
- India
SplitDrip is a simple and smart way to split bills and manage group expenses without confusion. Whether you’re traveling with friends, living with roommates, or managing shared costs, SplitDrip keeps everything fair and transparent.
Cost / License
- Free
- Proprietary
Application type
Platforms
- Android
SplitBill is a privacy-focused, offline-first web application designed to help groups split restaurant bills and shared expenses.
Cost / License
- Free
- Open Source (GPL-3.0)
Platforms
- Online
- India
Flowtrack helps you take control of your money with simple expense tracking and smart goal planning. Easily track income and expenses, visualize your spending, and stay motivated by saving toward your goals—all in one clean, easy-to-use app.
Cost / License
- Free
- Proprietary
Platforms
- Android
Moldova
AI-powered personal finance app that stores all data locally on your device. Budget, track spending, scan receipts, and ask questions in plain English — without sending your bank data to the cloud.
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- Windows
United States
