Apps similar to Expenzio include HomeBank, which is free and open source. Other options are MoneyManager Ex, You Need A Budget, MoneyTool and Balansly. Personal Finance Tools like Expenzio are a crowded field, with more than 100 alternatives for Android, iPhone, the web, iPad and Windows.
I built Oikos because I couldn't find a self-hosted finance tool that actually tracks a real multi-currency investment portfolio. Firefly III and Actual Budget are both great, but neither does much beyond cash accounts — no multi-currency holdings, no cost basis, no...
Greece
EU
Offers a scrollable timeline showing all transactions by date, supports multiple currencies including cryptocurrency, uses recurring templates to project cash flow, allows offline use with automatic sync, and works seamlessly across web, desktop, and iOS devices.
Personal Checkbook Manager (PCM) is a lightweight, fully offline checkbook register built for Windows 10 and 11.
Upload your bank statements and see exactly where your money goes. Automatic categorization, budgets, and subscription tracking, with no bank login required. This is best alternative to YNAB or Monarch Money.
Canada
Assetli is a modern personal finance and asset management platform designed to give you a complete overview of your financial life in one place.
CashLeakLogger is a simple, privacy-first expense tracker that works fully offline — no account required, no cloud sync by default. Log expenses manually, by voice, or by scanning receipts with on-device OCR.
PolandEU
The ultimate native software for anyone looking to regain total control over their financial life without compromising privacy. Tailored specifically for Windows, it combines the engineering robustness of banking systems with the agility of a modern, clean, and highly intuitive interface.
Brazil
