Monarch Alternatives

Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.

filter to find the best alternatives

Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. Chromabill icon
     1 like

    Chromabill is a financial management application that focuses on helping young adults understand their financial habits so they are empowered to overcome all their financial difficulties and accomplish their financial goals.

    190 Chromabill alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  2. CashMate icon
     1 like

    Revolutionize your financial experience with our comprehensive finance management app. Effortlessly monitor your income, expenses, and loans in real-time, all within a user-friendly interface. Gain deep insights into your financial health through dynamic charts and personalized...

    49 CashMate alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    Good alternative?
     
  3. WalletCount icon
     2 likes

    A money management app for your wallet.

    198 WalletCount alternatives

    Cost / License

    Platforms

    • Android
    • F-Droid
    Good alternative?
     
  4. SavePoint icon
     1 like

    Privacy-first personal finance software with budgeting, transaction logging, balance sheets, professional reports, FIRE planning, and more. 100% offline-first and one-time purchase.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Windows
    Good alternative?
     
  5. Envelop is a web-based zero-based envelope budgeting app that uses manual transaction entry instead of automatic bank syncing.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  6. bkper icon
     2 likes

    Bkper provides a simple way to work with Finances and Accounting on Google Cloud.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  7. MyFinances icon
     1 like

    A privacy-first annual budget and wealth tracker that never asks for your bank login. Manual entry, CSV imports, and optional AI insights for total financial control.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  8. Inzolo icon
     3 likes

    Online virtual envelope budget system. Plan where you are going to spend your money before you spend it, by allocating to envelopes. As you spend, match transactions to their envelopes. Supports automatic transaction importing from your bank using OFX direct connect.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    Good alternative?
     
  9. iExpense Diary is an application that allows you to keep a tab on your expenses. iExpense helps you to control your expenses category wise say- home, groceries, amusement, medical, insurance on a daily basis.

    128 iExpense Diary alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  10. Pecunia icon
     8 likes

    Open Source HBCI Pin/TAN Online Banking Software. Pecunia is a comprehensive Online Banking application for the Mac. Pecunia is based on source-open and experienced HBCI library AqBanking and is with it good protected against the usual attacks - by far more safe than, e.g.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Mac
    Good alternative?
     
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