Monarch Alternatives

Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.

filter to find the best alternatives

Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. Budg icon
     Like

    Budg is a tool to track your subscriptions (aka recurring expenses) to help you taking care of your money.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  2. Ledger AI icon
     Like

    Upload a bank or card statement (PDF/CSV) and AI categorizes every transaction, finds forgotten subscriptions, and flags waste — no bank login required.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  3. AI-powered expense tracker that imports bank statements from PDFs and CSVs, detects subscription creep, spots spending spikes, and tells you exactly where to cut, without linking your bank account.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    • Android
    Good alternative?
     
  4. Simon was designed from the ground up to work exceptionally well on mobile, to make it easy and convenient to record transactions on the go. It works with all currencies (and automatically converts amounts using the latest exchange rate), and enables you to organize transactions...

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  5. Forecast your balance before every payday up to two years ahead, reads any receipts and statements without a bank login and spit shared bills across 150+ currencies.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    • Online
    • Android
    • Software as a Service (SaaS)
    Good alternative?
     
  6. Maxint icon
     Like

    A money management platform.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Flathub
    • Flatpak
    • US flagUnited States
    Maxint screenshot 1
    Good alternative?
     
  7. Our financial platform strengthens your customer relationships, provides valuable competitive intelligence, and protects against predatory fintech and robo banks

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  8. SubsKeepr icon
     1 like

    SubsKeepr helps you track, manage, and optimize all your recurring subscriptions in one dashboard to prevent overspending and forgotten payments.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  9. Most budgeting apps want your bank credentials or a monthly subscription. trak-yo-dolla$ needs neither. You export a CSV from your bank (almost every bank and credit union has this under Statements or Transaction History), drop it in, and your browser does the rest.

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Online
    Good alternative?
     
  10. CashLeakLogger is a simple, privacy-first expense tracker that works fully offline — no account required, no cloud sync by default. Log expenses manually, by voice, or by scanning receipts with on-device OCR.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  11. Supr is an app that tracks your subscriptions for you. You can create individual or shared subscriptions and see how much you're spending each month on each subscription. For shared subscriptions, you can request money from them directly through Supr.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    Good alternative?
     
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