Ledger AI
Upload a bank or card statement (PDF/CSV) and AI categorizes every transaction, finds forgotten subscriptions, and flags waste — no bank login required.
Cost / License
- Freemium (Subscription)
- Proprietary
Application types
Platforms
- Online
Features
Properties
- Privacy focused
Features
- Ad-free
- Subscription Management
- Cash Flow Analysis
- Import CSV Data
- Multiple Account support
- End-to-End Encryption
- Support for multiple currencies
- Expense Tracking
- AI-Powered
Ledger AI News & Activities
Recent activities
- skyninety added Ledger AI
skyninety added Ledger AI as alternative to Monarch, Rocket Money and You Need A Budget
Ledger AI information
Licensing
Proprietary and Freemium product.Pricing
Subscription ranging between $12 and $25 per month + free version with limited functionality.Alternatives
3 alternatives listedSupported Languages
- English
What is Ledger AI?
Ledger AI is an AI financial analyst that works from the statement file itself — no bank login, no Plaid, no account connections. Upload a PDF or CSV statement from any bank, in any country or currency, and in about 60seconds it extracts and categorizes every transaction, detects recurring charges (including the annual renewals a manual review misses), flags anomalies and duplicate charges, and writes plain-English insights about where your money is going. Most users find $150–300/month in forgotten subscriptions and category leaks on their first upload.
Because it reads the document rather than connecting to your bank, it works with statements from anywhere — US, Canada, UK, Europe, Australia and beyond — including credit card statements and older statements from closed accounts. Paid plans add unlimited uploads and an AI Copilot you can ask questions in plain English ("how much did I spend on software last quarter?").
Free plan: 3 statement uploads per month, full analysis included.