Free Microsoft Money Alternatives for Windows

There are many alternatives to Microsoft Money for Windows and since it's discontinued a lot of people are looking for a replacement. The best free Windows alternative is GnuCash, which is also Open Source. If that doesn't suit you, our users have ranked more than 25 alternatives to Microsoft Money and many of them are free and available for Windows so hopefully you can find a suitable replacement. Other interesting free Windows alternatives to Microsoft Money are HomeBank, MoneyManager Ex, KMyMoney and Skrooge.

filter to find the best alternatives

Microsoft Money alternatives are mainly Personal Finance Tools, but if you're looking for Budget Managers or Online Banking Tools you can filter on that. Other popular filters include Free, Windows, Mac, Free + Online Banking, Personal Finance, Windows + Free and Chrome OS. You can also filter by region, for example EU-based alternatives if you prefer software developed in the European Union. These are just examples - use the filter bar below to find more specific alternatives to Microsoft Money.
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Alternatives list

  1. GnuCash icon

    GnuCash

     396 likes
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    GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.

    288 GnuCash alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • PortableApps.com
    • Flathub
    Account Tree Display
     
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    4
    46
    Comments about GnuCash as an Alternative to Microsoft Money
    Guest
    Negative
    1

    Its logic is very different from MS Money (because of double entry). It's not intuitive. I don't like the interface and especially reports, most of which I don't even understand.

    Review by a new / low-activity user.
    Guest
    Negative
    1

    GnuCash is accounting software for small businesses, not financial management for individuals.

    Review by a new / low-activity user.
    Guest
    Negative
    2

    GnuCash and Microsoft Money are profoundly different pieces of software. I can't imagine why this was listed as an alternative.

    Review by a new / low-activity user.
    Show more comments
    3 of 4 comments
    Microsoft Money Icon
    GnuCash icon

    • Most users think GnuCash is a great Microsoft Money alternative.

    • GnuCash is the most popular Windows, Mac & Linux alternative to Microsoft Money.

    • GnuCash is the most popular Open Source & free alternative to Microsoft Money.

    • GnuCash is Free and Open SourceMicrosoft Money is Free and Proprietary
    • GnuCash is Privacy focusedMicrosoft Money is not according to our users
  2. HomeBank icon

    HomeBank

     142 likes
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    HomeBank is a free software. Use it to manage your personal accounts. It is designed to easy to use. Analyse your finances in detail using powerful filtering tools and graphs.

    261 HomeBank alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Symbian S60
    • BSD
    HomeBank screenshot 1
     
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    2
    20
    Comments about HomeBank as an Alternative to Microsoft Money
    BrB3
    Positive
    0

    I used Microsoft money for a long time, but I needed to change to a more OS friendly software to keep my finances, after trying a few different programs, HomeBank was my favourite, although it lacked some features, and it took me a while to figure out how to transfer my Microsoft Money files to HomeBank, I ultimately figured it out and having used Homebank for a few years now, I can say that for my needs it works wonders. If you want to keep an eye on your budget, I highly recommend Homebank.

    Guest
    Negative
    0

    Very user unfriendly, did not import qif data correctly.

    Review by a new / low-activity user.
    Microsoft Money Icon
    HomeBank icon

    • Most users think HomeBank is a great Microsoft Money alternative.

    • HomeBank is Free and Open SourceMicrosoft Money is Free and Proprietary
  4. MoneyManager Ex icon

    MoneyManager Ex

     91 likes
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    MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    259 MoneyManager Ex alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • PortableApps.com
    • F-Droid
    • iPhone
    MoneyManager Ex screenshot 1
     
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    1
    26
    Comments about MoneyManager Ex as an Alternative to Microsoft Money
    Guest
    Negative
    -1

    Importing from banks is very poor.

    Review by a new / low-activity user.
    Microsoft Money Icon
    MoneyManager Ex icon

    • Most users think MoneyManager Ex is a great Microsoft Money alternative.

    • MoneyManager Ex is the most popular Android & iPhone alternative to Microsoft Money.

    • MoneyManager Ex is Free and Open SourceMicrosoft Money is Free and Proprietary
  5. Ad
    Screenshot
    PocketSmith icon
    PocketSmith

    Consolidates multinational accounts and transactions, delivers cash flow forecasting, multi-currency support, and comprehensive financial reporting, enables secure two-factor authentication, offers migration tools, interactive da...

    https://www.pocketsmith.com
    Learn More
  6. KMyMoney icon

    KMyMoney

     47 likes
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    KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.

    215 KMyMoney alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Flathub
    • Haiku
    KMyMoney screenshot 1
     
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    12
  7. Skrooge icon

    Skrooge

     25 likes
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    Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Haiku
    Accounts
     
  8. PocketSmith icon

    PocketSmith

     13 likes
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    Consolidates multinational accounts and transactions, delivers cash flow forecasting, multi-currency support, and comprehensive financial reporting, enables secure two-factor authentication, offers migration tools, interactive dashboards, and multi-user access for efficient finance management.

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    • Chrome OS
    • Android Tablet
    • iPad
    PocketSmith screenshot 1
     
  10. Ledger icon

    Ledger

     18 likes
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    Ledger is a powerful, double-entry accounting system that is accessed from the UNIX command-line. This may put off some users, since there is no flashy UI, but for those who want unparalleled reporting access to their data there are few alternatives.

    187 Ledger alternatives

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
     
  11. Maxim Money icon

    Maxim Money

     2 likes
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    Maxim Money is a software application for Windows that enables you to effectively organise your Personal Finances

    Cost / License

    • Freemium (Pay once)
    • Proprietary

    Application type

    Platforms

    • Windows
    Maxim Money screenshot 1
     
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    1
    Comments about Maxim Money as an Alternative to Microsoft Money
    Campbell Wild
    Positive
    0

    Maxim Money is actively developed and supported; It works on Windows 10 and 11 It's a 64-bit application; It has a modern, intuitive user interface; It is fast and responsive; It is Open Banking ready; It downloads prices automatically from multiple online sources; It has a simple reconciliation process; It has a flexible layout, allowing you to create a dashboard with the accounts and charts you use the most

    Microsoft Money Icon
    Maxim Money icon
    • Maxim Money is Freemium and ProprietaryMicrosoft Money is Free and Proprietary
    • Maxim Money is Privacy focusedMicrosoft Money is not according to our users
  12. AceMoney icon

    AceMoney

     7 likes
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    AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, German, Spanish, Russian, Italian, Dutch, French, Hebrew, Portuguese, Polish, Hungarian and Swedish, with 25 languages alltogether.

    79 AceMoney alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application types

    Platforms

    • Mac
    • Windows
    • Windows Mobile
    Portfolio and investments
     
  13. Emjysoft Personal Finance icon

    Emjysoft Personal Finance

     2 likes
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    Emjysoft Personal Finance is a handy tool to simplify the management of your personal and family finances. With a clear and intuitive interface, you can easily manage your bank accounts and track your budget in seconds, regardless of your computer skills.

    Cost / License

    • Free
    • Proprietary

    Application types

    Platforms

    • Windows
    Emjysoft Personal Finance screenshot 1
     

  14. Mesabe

     3 likes
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    Mesabe is the private, open-source version of Wesabe you can run on your own computer.

    Cost / License

    • Free
    • Open Source

    Application types

    Alerts

    • Discontinued

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
     
  15. Metalogic Finance Explorer icon

    Metalogic Finance Explorer

     2 likes
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    Price: Completely free! Real time: Update your stock quotes directly from the web. Easy to use: Visit our online tutorial. Interface: A familiar and easy to use Windows Explorer-like user interface. Import transactions: Download them from your bank and import them directly into M.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Windows
    • PortableApps.com
    Metalogic Finance Explorer screenshot 1
     
12 of 20 Microsoft Money alternatives