Klarna AlternativesPayment Processing Services and other similar apps like Klarna

Klarna is described as 'SHOP NOW. PAY LATER. When you shop in the Klarna app, you can split the cost of your purchase from any online store into 4 smaller, interest-free payments. And it works just as easily in-store, with Apple Pay. So you can get what you love today and pay later' and is a payment processing service in the business & commerce category. There are five alternatives to Klarna for a variety of platforms, including Web-based, Android, iPhone, iPad and Apple Watch apps. The best Klarna alternative is PayPal. It's not free, so if you're looking for a free alternative, you could try Apple Pay or Kasheesh. Other great apps like Klarna are paysafecard and Afterpay.

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Klarna alternatives are mainly Payment Processing Services but may also be Money Transfer Services or Online Banking Tools.  Filter by these or use the filter bar below if you want a narrower list of alternatives or looking for a specific functionality of Klarna.
Klarna iconKlarna
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SHOP NOW. PAY LATER. When you shop in the Klarna app, you can split the cost of your purchase from any online store into 4 smaller, interest-free payments. And it works just as easily in-store, with Apple Pay. So you can...

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Klarna alternatives page was last updated Nov 1, 2024
  1. PayPal icon
     353 likes

    PayPal is the faster, safer way to send money, make an online payment, receive money or set up a merchant account.

    147 PayPal alternatives
    PayPal screenshot 1
    PayPal screenshot 2
    +5
    PayPal screenshot 3

    License model

    Platforms

    • Online
    • Android
    • iPhone

    Top PayPal Features

    1.  In-app Money Transfer
    2.  Optimized for Mobile
    3.  Support for multiple currencies
    4.  Security-focused
    5.  Two-factor Authentication
    6.  Passkey Support
    7.  Bank integration
    8.  Currency Conversion
    9.  Recurring Billing
    10.  Ad-free
    11.  Payment Gateway Integration
    PayPal iconKlarna Icon

    PayPal VS Klarna

    Is PayPal a good alternative to Klarna?
     
    • PayPal is the most popular Web-based, Android & iPhone alternative to Klarna.

    • PayPal is the most popular commercial alternative to Klarna.

    • PayPal is Paid and ProprietaryKlarna is Freemium and Proprietary
  2. Apple Pay icon
     6 likes

    Apple Pay lets you make purchases securely in stores, in apps, and on the web using Safari . Pay with just a touch, in person or online, with debit and credit cards. Your purchases are safe and private, card details never shared by Apple.

    27 Apple Pay alternatives
    Apple Pay screenshot 1

    License model

    • FreeProprietary

    Platforms

    • Online

    Apple Pay Features

    1.  Virtual Credit Cards
    2.  Mobile payment
    3.  No fees
    Apple Pay iconKlarna Icon

    Apple Pay VS Klarna

    Is Apple Pay a good alternative to Klarna?
     
    • Apple Pay is the most popular free alternative to Klarna.

    • Apple Pay is Free and ProprietaryKlarna is Freemium and Proprietary
  3. paysafecard icon
     3 likes

    paysafecard is a simple and safe prepaid payment method that allows you to make payments online without the use of a bank account or credit card information

    22 paysafecard alternatives

    License model

    Platforms

    • Online
    • Android
    • iPhone
    • Apple Watch

    paysafecard Features

    paysafecard iconKlarna Icon

    paysafecard VS Klarna

    Is paysafecard a good alternative to Klarna?
     
  4. Kasheesh icon
     Like this app

    Kasheesh allows users to split their payments and purchases across multiple credit, debit, and gift cards.

    5 Kasheesh alternatives
    Kasheesh screenshot 1
    Kasheesh screenshot 2
    +6
    Kasheesh screenshot 3

    License model

    • FreeProprietary

    Platforms

    • Mac
    • iPhone
    • iPad
    • Online
    • Google Chrome
    • Safari
    • Android

    Kasheesh Features

    1.  Cash Flow Analysis
    2.  Privacy focused
    3.  Ad-free
    4.  Mobile payment
    5.  Virtual Credit Cards
    Kasheesh iconKlarna Icon

    Kasheesh VS Klarna

    Is Kasheesh a good alternative to Klarna?
     
    • Kasheesh is the most popular Mac & iPad alternative to Klarna.

    • Kasheesh is Free and ProprietaryKlarna is Freemium and Proprietary
    • Kasheesh is Privacy focusedKlarna is not according to our users
  5. Afterpay icon
     Like this app

    Afterpay is a "buy now, pay later" app that lets users split purchases into four interest-free payments or monthly installments, offering exclusive deals and easy order management.

    6 Afterpay alternatives
    Afterpay screenshot 1
    Afterpay screenshot 2
    +3
    Afterpay screenshot 3

    License model

    • FreeProprietary

    Platforms

    • Android
    • iPhone
    • Online

    Afterpay Features

    Afterpay iconKlarna Icon

    Afterpay VS Klarna

    Is Afterpay a good alternative to Klarna?
     
5 of 5 Klarna alternatives