Apps similar to Firefly III include GnuCash, which is free and open source. Other options are Sure, HomeBank, MoneyManager Ex and Actual Budget. You're spoiled for choice with Personal Finance Tools like Firefly III: we list more than 100 alternatives for Android, iPhone, the web, iPad and Windows.
Totem Finance is the ultimate tool to take back control of your money without compromising your privacy. Unlike most finance apps, Totem does not force you to connect your bank accounts or store your sensitive financial data on third-party servers.
Spain
EU
Revolutionize your financial experience with our comprehensive finance management app. Effortlessly monitor your income, expenses, and loans in real-time, all within a user-friendly interface. Gain deep insights into your financial health through dynamic charts and personalized...
United Kingdom
Spenco AI: Expense Tracker. Every expense tracker tells you where your money went. Spenco tells you where it's going.
India
Private money tracker for iPhone and iPad. Log expenses, income and transfers by hand, watch your net worth across ~90 currencies, and share a ledger with your partner, all in a local database and your own iCloud. No account, no bank logins, no ads, no analytics.
GermanyEU
Pengo is a local-first personal finance app. Everything runs on your device: there is no server, no account, and no tracking. Your financial history is stored in a single AES-256 encrypted database file that only you can open.
CzechiaEU
Offline-first personal finance app that coaches you on your existing finances – no accounts, no tracking, no subscription.
Switzerland
Privacy-first budget app for expats and freelancers. No bank connection needed. Your financial data stays on your device.
Argentina
Offers a scrollable timeline showing all transactions by date, supports multiple currencies including cryptocurrency, uses recurring templates to project cash flow, allows offline use with automatic sync, and works seamlessly across web, desktop, and iOS devices.
Most budgeting apps want your bank credentials or a monthly subscription. trak-yo-dolla$ needs neither. You export a CSV from your bank (almost every bank and credit union has this under Statements or Transaction History), drop it in, and your browser does the rest.
United States
See your money before it happens — live balances, upcoming bills, and a forecast of where your finances are actually headed.
Personal Checkbook Manager (PCM) is a lightweight, fully offline checkbook register built for Windows 10 and 11.
Browser-based financial modeling tool for personal and small-business planning. Model accounts, scheduled transfers, loans, interest and expenses, then forecast balances, detect cash gaps, adjust for inflation or currency, and compare scenarios.
