Apps similar to Copilot: Track & Budget Money include Sure, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and Dime: Budget & Expense Tracker. Personal Finance Tools like Copilot: Track & Budget Money are a crowded field, with more than 100 alternatives for Android, iPhone, the web, iPad and Windows.
All-in-one, privacy-first personal finance app: Transaction tracking, budgeting, cash-flow forecast, investment tracking, net worth, subscription tracking, and FIRE (Retirement) planning across every account and currency.
United Kingdom
Plan personal, household, or small-business cash flow by entering starting balances, expected income, recurring bills, debt payments, and one-time purchases. View balance changes for up to 15 years, test timing scenarios, and forecast shortfalls without bank connections or ads.
United States
Totem Finance is the ultimate tool to take back control of your money without compromising your privacy. Unlike most finance apps, Totem does not force you to connect your bank accounts or store your sensitive financial data on third-party servers.
Spain
EU
Trading journal, portfolio tracker and budget planner for retail investors. Trades automatically sync to your monthly budget.
GreeceEU
Private money tracker for iPhone and iPad. Log expenses, income and transfers by hand, watch your net worth across ~90 currencies, and share a ledger with your partner, all in a local database and your own iCloud. No account, no bank logins, no ads, no analytics.
GermanyEU
An AI-powered alternative to manual budgeting apps that automatically tracks spending, finds savings, and provides personalized financial insights.
Offline-first personal finance app that coaches you on your existing finances – no accounts, no tracking, no subscription.
Switzerland
Track family expenses together. Simple budget management for the whole household.
A gamified budgeting app that grows with you - from tracking expenses to managing savings, loans, and multiple accounts. Fun, flexible, and real-life friendly.
Beyond Payday is a household money and retirement planner for US families. You enter your income, bills, debts, and savings yourself — it never connects to your bank — and it shows what is left each month, your net worth, and whether your retirement plan works.
United States
CashFlowCast is a free personal finance app that shows your exact checking balance up to 5 years into the future based on your real bills and income. No bank login required — just enter your bills, paychecks, and current balance once and instantly see what's coming.
Most budgeting apps tell you where the money went. Forecast Commander also tells you what is coming. The forecast shows how far ahead you are clear and which day gets tightest. Your budget reads from the calendar, so it counts the bills still coming, not only the ones that have...
United States
