Forecast Commander

Most budgeting apps tell you where the money went. Forecast Commander also tells you what is coming. The forecast shows how far ahead you are clear and which day gets tightest. Your budget reads from the calendar, so it counts the bills still coming, not only the ones that have posted.

Budget your way. By category with rollover, zero-based, or by pay period, so a check every other week gets a budget every other week and the leftover at the end of each period is the number you can apply to debt or savings. Scenarios give you a date instead of a feeling. When can I afford this, and what changes if rent goes up. See the day you are debt-free, with avalanche and snowball side by side and the date under each. Reserve money for a goal without moving it and watch the forecast stop counting it.

It never connects to your bank, and the app itself runs no AI. You type what you know, a statement export from your bank finds the bills that repeat, and unplanned spending gets entered as you spend. If you fall behind, catch-up checks a statement against your plan, records bills and paychecks at the bank's amounts, and asks you about anything it isn't sure of. No feed to reconnect, no credentials anywhere but with your bank. It is not for everyone, and the site says so.

Coming from another budgeting app? Export your history and open the file on the Import page. Your transactions, categories and tags come across, and budgets too where your app exports them. If you use Claude, connect it in Settings and ask about your forecast, budgets and spending, or have it add transactions and bills. Most of its changes can be undone for 7 days.

Runs in any browser on desktop or phone. Thirty-five days free, no card. Made by an independent developer.