Cleo AlternativesBudget Managers & Personal Finance Tools like Cleo

Cleo is described as 'Track your spending, save more, and crush your goals with Cleo – the AI making money effortless. Trusted by 2.5 million users, Cleo helps you money like a boss with powerful tools and cutting-edge tech. Want to know what you can spend on dinner? Need $100 to get to payday?' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Cleo for a variety of platforms, including Web-based, Android, iPhone, Windows and Mac apps. The best Cleo alternative is GnuCash, which is both free and Open Source. Other great apps like Cleo are HomeBank, MoneyManager Ex, You Need A Budget and MoneyWallet.

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Alternatives list

  1. GnuCash icon

    GnuCash

     398 likes

    GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.

    290 GnuCash alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • PortableApps.com
    • Flathub
    Account Tree Display
     

    • GnuCash is the most popular Windows, Mac & Linux alternative to Cleo.

    • GnuCash is the most popular Open Source & free alternative to Cleo.

    • GnuCash is Free and Open SourceCleo is Paid and Proprietary
    • GnuCash is Privacy focusedCleo is not according to our users
  2. HomeBank icon

    HomeBank

     142 likes

    Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.

    264 HomeBank alternatives

    Cost / License

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    HomeBank screenshot 1
     
  4. MoneyManager Ex icon

    MoneyManager Ex

     91 likes

    MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    263 MoneyManager Ex alternatives

    Cost / License

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • PortableApps.com
    • F-Droid
    • iPhone
    MoneyManager Ex screenshot 1
     

    • MoneyManager Ex is the most popular Android & iPhone alternative to Cleo.

    • MoneyManager Ex is Free and Open SourceCleo is Paid and Proprietary
    • MoneyManager Ex is Privacy focusedCleo is not according to our users
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    PocketSmith icon
    PocketSmith

    Consolidates multinational accounts and transactions, delivers cash flow forecasting, multi-currency support, and comprehensive financial reporting, enables secure two-factor authentication, offers migration tools, interactive da...

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  6. You Need A Budget icon

    You Need A Budget

     124 likes

    Comprehensive zero-based budgeting platform offering structured spending allocation, real-time financial syncing, goal setting, debt reduction tools, partner collaboration, interactive financial reports, multi-device access, strong data security, and live personal support.

    290 You Need A Budget alternatives

    Cost / License

    • Subscription
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • Apple Watch
    • Kindle Fire
    • Amazon Alexa
    • CrossOver
    You Need A Budget screenshot 1
    You Need A Budget screenshot 2
    You Need A Budget screenshot 3
     

    • You Need A Budget is the most popular Web-based & Android Tablet alternative to Cleo.

    • You Need A Budget is the most popular commercial alternative to Cleo.

    • You Need A Budget is Paid and ProprietaryCleo is also Paid and Proprietary
  7. MoneyWallet icon

    MoneyWallet

     19 likes

    MoneyWallet is an Android application that let you track your expenses. You can organize your data using custom categories, events, places and people tags. The best alternative to others apps, free and open source.

    Cost / License

    Application types

    Alerts

    • Discontinued

    Platforms

    • Android
    • F-Droid
    MoneyWallet screenshot 1
    MoneyWallet screenshot 2
    MoneyWallet screenshot 3
     
  8. Manager icon

    Manager

     46 likes

    Manager is free accounting software for Windows, Mac and Linux.

    It features an intuitive and innovative user interface with modules such as cashbook, invoicing, receivables, payables, taxes and comprehensive financial reports.

    The desktop edition is free while the cloud edition.

    207 Manager alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Self-Hosted
    Manager screenshot 1
    Manager screenshot 2
    Manager screenshot 3
     

    • Manager is the most popular Self-Hosted alternative to Cleo.

    • Manager is Freemium and ProprietaryCleo is Paid and Proprietary
  10. Skrooge icon

    Skrooge

     25 likes

    Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Haiku
    Accounts
     
  11. Monarch icon

    Monarch

     5 likes

    The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.

    288 Monarch alternatives

    Cost / License

    • Subscription
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
    Monarch screenshot 1
     

    • Monarch is the most popular SaaS alternative to Cleo.

    • Monarch is Paid and ProprietaryCleo is also Paid and Proprietary
  12. Quicken icon

    Quicken

     37 likes

    Quicken is a prominent personal finance software in the United States, designed to simplify the management of your financial matters. It provides a comprehensive platform to monitor spending, maintain daily finances, and adhere to a budget.

    269 Quicken alternatives

    Cost / License

    • Pay once
    • Proprietary

    Application types

    Platforms

    • Mac
    • Windows
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Quicken screenshot 1
     

    • Quicken is the most popular iPad alternative to Cleo.

    • Quicken is Paid and ProprietaryCleo is also Paid and Proprietary
  14. Ledger icon

    Ledger

     18 likes

    Ledger is a powerful, double-entry accounting system that is accessed from the UNIX command-line. This may put off some users, since there is no flashy UI, but for those who want unparalleled reporting access to their data there are few alternatives.

    190 Ledger alternatives

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
     
  15. Moneydance icon

    Moneydance

     26 likes

    Comprehensive cross-platform personal finance app providing encrypted local data storage, online banking connectivity, bill pay, customizable budgets, investment tracking for various assets, multi-currency support, advanced graphs, payment reminders, and detailed financial reports.

    264 Moneydance alternatives

    Cost / License

    • Pay once or Subscription
    • Proprietary

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Moneydance screenshot 1
     
12 of 140 Cleo alternatives