Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.




Cheddar Budget is described as 'Cheddar helps you budget with joy by automatically importing your transactions to Google Sheets' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Cheddar Budget for a variety of platforms, including iPhone, Android, Mac, Windows and Web-based apps. The best Cheddar Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Cheddar Budget are HomeBank, MoneyManager Ex, You Need A Budget and Ivy Wallet.
Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.




The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.




Monarch is the most popular SaaS alternative to Cheddar Budget.
MoneyWiz is a finance app for pro-users and beginners, letting you manage money your way. Available on macOS, iOS, and iPadOS, it syncs with 40,000+ banks, works offline, and secures data with 256-bit encryption.




Quicken is a prominent personal finance software in the United States, designed to simplify the management of your financial matters. It provides a comprehensive platform to monitor spending, maintain daily finances, and adhere to a budget.







Ledger is a powerful, double-entry accounting system that is accessed from the UNIX command-line. This may put off some users, since there is no flashy UI, but for those who want unparalleled reporting access to their data there are few alternatives.
Comprehensive cross-platform personal finance app providing encrypted local data storage, online banking connectivity, bill pay, customizable budgets, investment tracking for various assets, multi-currency support, advanced graphs, payment reminders, and detailed financial reports.




Money Lover is a great yet simple manager for tracking your personal finance, i.e. your income, cash, spending, expenses, all conveniently from your mobile device.







Easy to use mobile expense tracker who saves to cloud and has amazing graphs and charts. Exports to CSV, Excel, PDF, Google Docs and even sends e-mail reports. Iphone, Symbian, Android, Nokia Maemo, Blackberry, Windows Phone 7 phone apps available.



Free online personal finance software for budgeting and expense management. Track shared expenses, split bills, and debts.




hledger is a lightweight accounting program for tracking money, time, or other commodities, on unix, mac and windows. With simple yet powerful functionality accessed from command line, terminal or web browser, it is a reliable, cross-platform alternative to Quicken, GnuCash...


