Budgix: Budget Planner

Why BUDGIX?

Most budgeting apps want your bank credentials, your email, and a monthly subscription. BUDGIX™ asks for none of that. It's a full-featured budget and expense tracker that runs entirely on your Mac — your financial data never leaves your computer.

Built by a real user for real users. No venture capital, no growth hacking, no dark patterns. Just a thoughtful tool to help you understand where your money goes.

What you get — completely free:

• Visual dashboard with 12 widgets showing your financial health at a glance with detailed insights
• Built-in budgeting systems (50/30/20, 80/20) or create your own
• Import transactions from your bank (CSV, OFX/QFX) — no bank linking needed
• Smart auto-categorization with keyword matching and AI assist (macOS 26+)
• Re-categorization of transactions into new categories and keywords
• 5 interactive charts: spending by category, income vs. expenses, actual vs. forecast, and more
• Multi-level category hierarchies to organize finances your way
• Scheduled and recurring transactions
• Attach receipts and notes to any transaction
• Split transactions across categories
• Export to CSV anytime — your data is never locked in

Privacy by design:

• No account creation required
• No data collection — verified by Apple (see Privacy section)
• No internet connection needed
• No third-party analytics or tracking
• Local backups you control

BUDGIX is a passion project built with care. If you find it useful, you can leave a tip to support continued development — but it's entirely optional. Every feature is free, always.

BUDGIX™ is a trademark of RANR Studios LLC.