Apps similar to Actual Budget include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Fungible and You Need A Budget. You're spoiled for choice with Personal Finance Tools like Actual Budget: we list more than 100 alternatives for the web, Android, iPhone, iPad and Windows.
PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy.
India
MyMoney.Net is an Open Source rich client .NET 4.0 ClickOnce application for managing your personal finances. It supports OFX online banking and stores all your data in sqllite.
Privacy-first finance app, 100% offline. On-device AI insights, Zero-Based Budget, Zen Score & badges, smart bank CSV import, Project simulator, Weekly coach, 60+ currencies, 10 languages.
Tunisia
Finiverse connects how you feel to what you spend, detects your patterns, and helps you make better financial decisions over time. Built for neurodivergent minds, with Sam AI and zero judgment.
Offers AI-powered auto-categorization, receipt OCR scanning, and secure end-to-end encrypted cloud sync. Features a smooth Material 3 interface, advanced custom categories, intuitive navigation, and flexible theming to simplify managing personal, family, or work budgets.
From invoicing to expense tracking to accounting, Akaunting has all the tools you need to manage your money online, for free.
Türkiye
A privacy-first annual budget and wealth tracker that never asks for your bank login. Manual entry, CSV imports, and optional AI insights for total financial control.
BudgetBadger is a personal finance and budgeting tool, aimed for those who want professional-grade financial clarity without complexity. Founded by a former corporate finance leader at Stripe and Reddit, BudgetBadger brings enterprise-level financial best practices to everyday...
United States
Money Lover is a great yet simple manager for tracking your personal finance, i.e. your income, cash, spending, expenses, all conveniently from your mobile device.
Buckwheat is an app that helps you spend money wisely. Writing down each spending sobers the mind and gives you an idea of how much and how you can spend.
ezBookkeeping is an open source, powerful, self-hosted personal finance app that is easy to use. It helps you record daily transactions, import data from various sources, and quickly search and filter your bills.
