Actual Budget Alternatives

Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Actual Budget for a variety of platforms, including Android, iPhone, Web-based, Windows and Linux apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, MoneyManager Ex, Waterfly III and You Need A Budget.

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Alternatives list

  1. Finio.live is a simple online financial diary created for anyone who wants to stay in control of their money without annoying ads or overcomplicated features. It’s the perfect choice if you prefer manual transaction entry over automated bank syncing—giving you a much better...

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
     
  2. Offers AI-powered auto-categorization, receipt OCR scanning, and secure end-to-end encrypted cloud sync. Features a smooth Material 3 interface, advanced custom categories, intuitive navigation, and flexible theming to simplify managing personal, family, or work budgets.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
     
  3. Arru icon
     4 likes

    An application for expenditure tracking/analysis.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Android
    • F-Droid
     
  4. MyMoney.Net is an Open Source rich client .NET 4.0 ClickOnce application for managing your personal finances. It supports OFX online banking and stores all your data in sqllite.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Windows
     
  5. InvoiceShelf icon
     3 likes

    InvoiceShelf is an open-source web & mobile app that helps you track expenses, payments & create professional invoices & estimates.

    Cost / License

    Application type

    Platforms

    • Self-Hosted
    • Docker
    • Docker Hub
    • YunoHost
     
  6. MyFinances icon
     1 like

    A privacy-first annual budget and wealth tracker that never asks for your bank login. Manual entry, CSV imports, and optional AI insights for total financial control.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
     
  7. BudgetBadger is a personal finance and budgeting tool, aimed for those who want professional-grade financial clarity without complexity. Founded by a former corporate finance leader at Stripe and Reddit, BudgetBadger brings enterprise-level financial best practices to everyday...

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
  8. Ledger icon
     18 likes

    Ledger is a powerful, double-entry accounting system that is accessed from the UNIX command-line. This may put off some users, since there is no flashy UI, but for those who want unparalleled reporting access to their data there are few alternatives.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
     
  9. Balancio icon
     Like

    Balancio is a user-friendly personal finance application designed to help you take control of your budget without unnecessary complexity. Whether you need to log daily expenses, track your monthly income, or keep an eye on upcoming scheduled payments, Balancio provides a clean...

    29 Balancio alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
     
  10. Money Lover icon
     11 likes

    Money Lover is a great yet simple manager for tracking your personal finance, i.e. your income, cash, spending, expenses, all conveniently from your mobile device.

    288 Money Lover alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Apple Watch
     
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