Apps similar to You Need A Budget include GnuCash, which is free and open source. Other options are Sure, HomeBank, Actual Budget and MoneyManager Ex. There's no shortage of Personal Finance Tools like You Need A Budget, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.
Simon was designed from the ground up to work exceptionally well on mobile, to make it easy and convenient to record transactions on the go. It works with all currencies (and automatically converts amounts using the latest exchange rate), and enables you to organize transactions...
Comprehensive financial planner integrating an expense tracker, calendar for budget events, subscription management, detailed analytics, smart reminders, income and account overview, secure data handling, and progress tracking to reveal spending trends and saving opportunities.
FlyBudget is a free, open-source personal finance app for budgeting, tracking spending, managing accounts, and understanding your cash flow.
United States
FundFlow is a modern, 100% offline-first personal finance manager and budget planner built natively for Android using Kotlin and Jetpack Compose. It is designed for individuals who want full control over their money without compromising on privacy, dealing with advertisements...
Bangladesh
DollarBook is a free money management app to track income and expenses. It helps with budgeting through a simple interface that's easy for all ages, making it unique compared to others.
India
I built Oikos because I couldn't find a self-hosted finance tool that actually tracks a real multi-currency investment portfolio. Firefly III and Actual Budget are both great, but neither does much beyond cash accounts — no multi-currency holdings, no cost basis, no...
Greece
EU
Socle is a personal budgeting app built around the work a budget actually demands every month — and how much of it a program can take off your hands.
FranceEU
Turtle Savings turns saving money into a game with free, interactive challenges. Choose from 5+ challenge types: including the viral 100 Envelope Challenge ($5,050), the classic 52-Week Challenge ($1,378), Savings Bingo, Dice Roll, Vision Board goals, and fully customizable...
United States
CashFlowCast is a free personal finance app that shows your exact checking balance up to 5 years into the future based on your real bills and income. No bank login required — just enter your bills, paychecks, and current balance once and instantly see what's coming.
Offers a scrollable timeline showing all transactions by date, supports multiple currencies including cryptocurrency, uses recurring templates to project cash flow, allows offline use with automatic sync, and works seamlessly across web, desktop, and iOS devices.
NetHaven is a personal finance app for iOS and Android that connects your banks, brokerages, and crypto into one real-time dashboard for budgets, net worth, debt, and savings.
Fincend is a free expense tracker for iOS and Android with fast manual entry, budgets, and spending insights. No bank connection, no account required - your data stays on your device. Available in 7 languages.
Türkiye
