You Need A Budget Alternatives

You Need A Budget is described as 'Zero-based budgeting tool with real-time syncing, goal setting, partner collaboration, debt management, financial reports, and strong data security' and is a very popular Budget Manager in the business & commerce category. There are more than 100 alternatives to You Need A Budget for a variety of platforms, including Android, iPhone, Web-based, Mac and Windows apps. The best You Need A Budget alternative is HomeBank, which is both free and Open Source. Other great apps like You Need A Budget are MoneyManager Ex, Actual Budget, Dime: Budget & Expense Tracker and Paisa - Personal Finance Manager.

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You Need A Budget alternatives page was last updated

Alternatives list

  1. Banktivity icon
     19 likes
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    Banktivity is a personal and small business financial manager designed to manage bank accounts, credit cards and investments, analyze income and expenses with live updating charts, and plan your financial future with budgeting and forecasting.

    170 Banktivity alternatives

    Cost / License

    • Subscription
    • Proprietary

    Platforms

    • Mac
    • iPhone
    • iPad
     
  2. Moneyspire icon
     4 likes
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    Track bank accounts, credit cards, and balances, organize transactions, balance the checkbook, and set bill reminders. Easily manage budgets, generate detailed reports and charts, use split transactions, reconcile accounts, import multiple file types, and support multiple currencies.

    134 Moneyspire alternatives

    Cost / License

    • Pay once
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Linux
    • iPhone
    • iPad
    • Android
     
  3. Goodbudget icon
     3 likes
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    A home budget app based on the envelope budget system. Available on the web, Android, and iPhone. Replace your family budget planner, worksheet or spreadsheet with software that syncs.

    176 Goodbudget alternatives

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
     
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    2
    Comments about Goodbudget as an Alternative to You Need A Budget
    Guest
    Positive
    0

    Envelope budgeting is a great technique!

    Review by a new / low-activity user.
    xeam404
    Positive
    0

    Same concept of tracking spending during the month and not spending beyond your means.

    You Need A Budget Icon
    Goodbudget icon
    • Goodbudget is Freemium and ProprietaryYou Need A Budget is Paid and Proprietary
  4. Fina icon
     1 like
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    Fina is an all-in-one money manager that allows you to connect all your live accounts in one place, categorize & clean your data, and then customize the financial tracking experience in a Notion-Style document editor.

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Platforms

    • Online
     
  5. Ledger icon
     18 likes
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    Ledger is a powerful, double-entry accounting system that is accessed from the UNIX command-line. This may put off some users, since there is no flashy UI, but for those who want unparalleled reporting access to their data there are few alternatives.

    187 Ledger alternatives

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
     
  6. Money Lover icon
     11 likes
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    Money Lover is a great yet simple manager for tracking your personal finance, i.e. your income, cash, spending, expenses, all conveniently from your mobile device.

    261 Money Lover alternatives

    Cost / License

    • Freemium (Pay once)
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Apple Watch
     
  7. Copy a direct link to this comment to your clipboard

    Buckets is a private, personal finance app for family budgeting. Track expenses, make savings goals, get out of debt all from the privacy of your own computer.

    Cost / License

    • Freemium (Pay once)
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Linux
     
  8. Money+ icon
     3 likes
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    Track your expenses using Google Sheet. Only Money+ stores all your financial data in Google Sheets with a convenient dashboard for analytics.

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Platforms

    • iPhone
    • iPad
     
  9. PennyWise AI icon
     3 likes
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    PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Android
     
  10. Qube Money icon
     2 likes
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    Qube Money is a personal finance budgeting app/online bank that allows users to follow the cash envelope strategy for budgeting using their debit cards. Now you can shop online while still strictly following the envelope budgeting system.

    173 Qube Money alternatives

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Platforms

    • Mac
    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
     
  11. Tiller Money icon
     2 likes
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    The only service that automatically imports financial transactions into a spreadsheet daily. Powerful Google Sheets templates to get you started.

    Cost / License

    • Subscription
    • Proprietary

    Platforms

    • Online
    • Chrome OS
    • Google Drive
    • Google Drive - Sheets
     
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