Apps similar to You Need A Budget include GnuCash, which is free and open source. Other options are Sure, HomeBank, Actual Budget and MoneyManager Ex. There's no shortage of Personal Finance Tools like You Need A Budget, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.
Envelope-based personal budgeting software for Windows and Mac. Your data stays on your own computer, and companion apps for Android and iOS carry your envelope balances with you.
United States
YABA is a family budgeting app for couples and families. Partners share one live budget: entries typed on a phone and Monobank card payments land in one feed, marked with who added them.
Ukraine
Manual personal finance tool with flexible entry options, monthly and categorized tracking, 12-month trend dashboard, detailed debt management, one-off contract entries, partner sharing, purchase comparison tool, reconciliation via import, and privacy-focused hosting in Switzerland.
Finland
EU
Halcón is a privacy-first personal finance app for people who do not want to connect their bank account to a third party. You download your own bank statement (CSV, Excel or AEB43/Norma 43 for Spanish banks) and upload it.
India
WayStaq is a spend tracker built for both everyday life and travel. Log your spending in any currency and see exactly what you've spent per day, category and country with a real-time budget dashboard, so there's no need to keep a spreadsheet or scribble receipts into a...
United Kingdom
A self-hosted, AGPL-3.0 finance manager that keeps records in your database. It syncs banks in the US, Europe and Brazil, supports automatic currency conversion, applies rules to categorize transactions, and tracks budgets, recurring bills, assets and net worth over time.
FranceEU
FinBodh is a personal finance app to track, understand and plan your finances while keeping your data local-first and end-to-end encrypted.
Miney is a clean and flexible expense tracker and budget planner designed to make everyday money management simple. Quickly record expenses, income, and transfers, create flexible budgets, manage accounts and assets, and understand where your money goes.
China
Nexafin automatically detects your recurring bills and shows what's due this week, what's overdue, and what's coming up. Connect 12,000+ banks via Plaid or import CSV/PDF statements.
Managing your money shouldn't be this hard. Treasury is the AI financial assistant that understands your whole financial life, your accounts, your goals, your context, and helps you make the most of every dollar. Ask anything. Get answers built around your life. Not everyone else’s.
United States
Aureli is a modern net worth tracker for people who want to see the full picture of their wealth in one place.
United Kingdom
