You Need A Budget AlternativesBudget Managers & Personal Finance Tools like You Need A Budget

You Need A Budget is described as 'Zero-based budgeting tool with real-time syncing, goal setting, partner collaboration, debt management, financial reports, and strong data security' and is a very popular Budget Manager in the business & commerce category. There are more than 100 alternatives to You Need A Budget for a variety of platforms, including Android, iPhone, Web-based, Mac and Windows apps. The best You Need A Budget alternative is HomeBank, which is both free and Open Source. Other great apps like You Need A Budget are MoneyManager Ex, Actual Budget, Dime: Budget & Expense Tracker and Waterfly III.

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Alternatives list

  1. HomeBank icon

    HomeBank

     142 likes

    Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.

    264 HomeBank alternatives

    Cost / License

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    HomeBank screenshot 1
     
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    1
    Comments about HomeBank as an Alternative to You Need A Budget
    odedarbel
    Negative
    7

    It is not envelop based, which is the main feature of YNAB, Also no syncing to other devices, and they don't have a mobile application - which is a must for tracking expenses.

    You Need A Budget Icon
    HomeBank icon

    • This alternative is disputed. HomeBank is a legitimate You Need A Budget alternative, but it might have issues that some users think are important.

    • HomeBank is the most popular Windows, Mac & Linux alternative to You Need A Budget.

    • HomeBank is the most popular Open Source & free alternative to You Need A Budget.

    • HomeBank is Free and Open SourceYou Need A Budget is Paid and Proprietary
  2. MoneyManager Ex icon

    MoneyManager Ex

     91 likes

    MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    263 MoneyManager Ex alternatives

    Cost / License

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • PortableApps.com
    • F-Droid
    • iPhone
    MoneyManager Ex screenshot 1
     

    • Most users think MoneyManager Ex is a great You Need A Budget alternative.

    • MoneyManager Ex is the most popular Android & iPhone alternative to You Need A Budget.

    • MoneyManager Ex is Free and Open SourceYou Need A Budget is Paid and Proprietary
    • MoneyManager Ex is Privacy focusedYou Need A Budget is not according to our users
  4. Actual Budget icon

    Actual Budget

     29 likes

    Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.

    95 Actual Budget alternatives

    Cost / License

    • Free
    • Open Source (MIT)

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Self-Hosted
    • Cloudron
    • Flathub
    • Flatpak
    Actual Budget screenshot 1
     
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    8
    Comments about Actual Budget as an Alternative to You Need A Budget
    Guest
    Positive
    0

    It is open source, hence provides better privacy guarantees.

    Review by a new / low-activity user.
    aji
    Positive
    0

    This is an envelope-based budgeting software similar to YNAB. The program is pretty snappy and quick (vs. YNAB's web software that I find runs very slowly on my laptop). It's only 4 USD a month which is much cheaper.

    Review by a new / low-activity user.
    You Need A Budget Icon
    Actual Budget icon

    • Almost everyone thinks Actual Budget is a great You Need A Budget alternative.

    • Actual Budget is the most popular Self-Hosted alternative to You Need A Budget.

    • Actual Budget is Free and Open SourceYou Need A Budget is Paid and Proprietary
    • Actual Budget is Privacy focusedYou Need A Budget is not according to our users
  5. Ad
    Screenshot
    Ashampoo Money Pro icon
    Ashampoo Money Pro

    Ashampoo Money Pro is a financial management software that integrates with over 2,500 banks for automatic analysis of income and expenses. It allows users to track budgets, categorize recurring expenses, and identify savings.

    https://www.ashampoo.com
    Learn More
  8. Firefly III icon

    Firefly III

     36 likes

    "Firefly III" is a (self-hosted) manager for your personal finances. It can help you keep track of your expenses and income, so you can spend less and save more. Firefly III supports the use of budgets, categories and tags.

    156 Firefly III alternatives

    Cost / License

    Application types

    Platforms

    • Self-Hosted
    • Cloudron
    Firefly III screenshot 1
     
  11. MoneyTool icon

    MoneyTool

     8 likes

    Meet MoneyTool — the money tool that puts you in control. Track your spending, savings, assets, and debts effortlessly.

    Cost / License

    • Freemium (Pay once or Subscription)
    • Proprietary

    Application types

    Platforms

    • iPhone
    • iPad
    • Android
    • Android Tablet
    MoneyTool screenshot 1
    MoneyTool screenshot 2
    MoneyTool screenshot 3
     

    • MoneyTool is the most popular iPad & Android Tablet alternative to You Need A Budget.

    • MoneyTool is Freemium and ProprietaryYou Need A Budget is Paid and Proprietary
    • MoneyTool is Privacy focusedYou Need A Budget is not according to our users
  12. Recurring Expense Tracker icon

    Recurring Expense Tracker

     14 likes

    Recurring Expense Tracker is a Material You recurring expense tracker, allowing you to keep track of your monthly spending. As its name suggests, it focuses on reccurring expenses such as rent, insurances, subscriptions etc.

    Cost / License

    Application type

    Platforms

    • Android
    • F-Droid
    Recurring Expense Tracker screenshot 1
    Recurring Expense Tracker screenshot 2
    Recurring Expense Tracker screenshot 3
     
  13. KMyMoney icon

    KMyMoney

     47 likes

    KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.

    219 KMyMoney alternatives

    Cost / License

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Flathub
    • Haiku
    KMyMoney screenshot 1
     
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    1
    Comments about KMyMoney as an Alternative to You Need A Budget
    RemovedUser
    Negative
    1

    KMyMoney seems to have many fonctionnalities. But to budget with it is much too complicated. You don't have in a glance the basic balance information to compare your spendings vs your earnings. Same thing to see the distribution of your spendings among categories. I used it for a long time, but I don't regret to be passed to YNAB, even if I have to pay (since I have a return on investment).

    Review by a new / low-activity user.
    You Need A Budget Icon
    KMyMoney icon
    • KMyMoney is Free and Open SourceYou Need A Budget is Paid and Proprietary
  14. Financier icon

    Financier

     14 likes

    Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.

    Cost / License

    • Freemium (Subscription)
    • Open Source (MIT)

    Application types

    Platforms

    • Online
    Financier screenshot 1
     
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    2
    8
    Comments about Financier as an Alternative to You Need A Budget
    Guest
    Positive
    2

    Financier has a lot in common with YNAB4 but is lighter, faster and web based.

    Review by a new / low-activity user.
    Guest
    Positive
    2

    Works on exactly the same philosphy. Ready made replacement but much cheaper - even free.

    Review by a new / low-activity user.
    You Need A Budget Icon
    Financier icon

    • Almost everyone thinks Financier is a great You Need A Budget alternative.

    • Financier is the most popular Web-based alternative to You Need A Budget.

    • Financier is Freemium and Open SourceYou Need A Budget is Paid and Proprietary
    • Financier is Privacy focusedYou Need A Budget is not according to our users
  15. GreenStash icon

    GreenStash

     11 likes

    GreenStash is a simple FOSS android app to help you plan and manage your savings goals easily and establish the habit of saving money.

    Cost / License

    • Free
    • Open Source (MIT)

    Application types

    Platforms

    • Android
    • Android Tablet
    • F-Droid
    GreenStash screenshot 1
    GreenStash screenshot 2
    GreenStash screenshot 3
     
12 of 290 You Need A Budget alternatives