Apps similar to Settle Up include Spliit, which is free and open source. Other options are HomeBank, MoneyManager Ex, BillSplit and Firefly III. You're spoiled for choice with Personal Finance Tools like Settle Up: we list more than 50 alternatives for Android, iPhone, the web, iPad and Linux.
CountClub is a free app for splitting shared expenses among friends, flatmates, couples and travel groups. Everything is included from day one: no ads, no subscription, no premium tier. The features other expense-splitting apps keep behind a paywall are part of the base app.
France
EU
Flatshares, families, friends... you don't have to worry about organizing your tribe, Tribeez handles the splitting of common expenses, but also provides a shared calendar, tasks, notes, polls... all from a beautiful and easy-to-use application!.
Group expense tracker with AI receipt scanning and a WhatsApp bot. No ads. No account for guests.
Canada
IOweU is a free IOU tracker for money, borrowed items, favors, and tasks. Where most expense splitters only handle shared money, IOweU covers anything people owe each other, and either side can create the IOU — you don't have to wait for the other person to log it.
Switzerland
The best finance app is the one you barely have to use. SaySplit is an AI-powered mobile application for formless bill splitting that strips away the friction of traditional finance apps, leaving only the conversation.
Sri Lanka
Manage personal or shared expenses with Splito. Built for friends, couples, roommates, and everyone else. Get paid back on time without awkward conversation.
India
Faiyr is a group bill-splitting app for roommates, couples, trips and clubs. Log expenses, split them equally, by percentage or by exact amounts, and see who owes who.
Canada
Group trip focused bill splitting app with receipt scanning, auto translation and currency conversion.
United Kingdom
Expense sharing made simple! Invite friends, create groups, add expenses, and instantly see who owes what.
Take a photo and just talk. Our AI understands how you want to split the bill—even complex splits, in any language, like you’d explain to a friend.
LuxembourgEU
Eating differently, dividing differently. Have you ever? Go traveling with friends, then have a headache when dividing up the various expenses. It takes all day to get it cleared up. Turn a difficult situation into an easy one, use Harntung to calculate expenses in your group.
