Securo

Securo is an open-source, self-hosted personal finance manager. You run the instance, you own the database, and the code is auditable under AGPL-3.0, your financial data never leaves your server.

Bank synchronisation covers three regions behind a single provider abstraction: Pluggy for Brazilian Open Finance, SimpleFIN for the United States and Enable Banking for Europe. Multi-currency support with automatic conversion makes it usable for people who move money between countries.

Transactions flow into categories through rules you define. Budgets track spending against per-category limits each month, recurring transactions handle subscriptions and regular bills, and reports and net-worth tracking show the picture over time, including assets such as property, vehicles and crypto.

AI agents are optional and disabled by default. When enabled they can use OpenAI or Anthropic, or run locally through Ollama and LM Studio, in which case your financial data stays on your own machine.

Sign-in supports passkeys, TOTP two-factor authentication and OIDC single sign-on. Deployment is via Docker Compose or a Helm chart.