Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.




ontrack budgeting is described as 'OnTrack is a simple, private budgeting tool that can be self-hosted. OnTrack has a light and fun voice that makes it a pleasure to use. The entire app is also mobile friendly' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to ontrack budgeting for a variety of platforms, including iPhone, Android, Mac, Windows and Web-based apps. The best ontrack budgeting alternative is GnuCash, which is both free and Open Source. Other great apps like ontrack budgeting are HomeBank, MoneyManager Ex, You Need A Budget and Ivy Wallet.
Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.




MoneyWiz is a finance app for pro-users and beginners, letting you manage money your way. Available on macOS, iOS, and iPadOS, it syncs with 40,000+ banks, works offline, and secures data with 256-bit encryption.




Quicken is a prominent personal finance software in the United States, designed to simplify the management of your financial matters. It provides a comprehensive platform to monitor spending, maintain daily finances, and adhere to a budget.







Ledger is a powerful, double-entry accounting system that is accessed from the UNIX command-line. This may put off some users, since there is no flashy UI, but for those who want unparalleled reporting access to their data there are few alternatives.
Comprehensive cross-platform personal finance app providing encrypted local data storage, online banking connectivity, bill pay, customizable budgets, investment tracking for various assets, multi-currency support, advanced graphs, payment reminders, and detailed financial reports.




Money Lover is a great yet simple manager for tracking your personal finance, i.e. your income, cash, spending, expenses, all conveniently from your mobile device.




Easy to use mobile expense tracker who saves to cloud and has amazing graphs and charts. Exports to CSV, Excel, PDF, Google Docs and even sends e-mail reports. Iphone, Symbian, Android, Nokia Maemo, Blackberry, Windows Phone 7 phone apps available.




Free online personal finance software for budgeting and expense management. Track shared expenses, split bills, and debts.








hledger is a lightweight accounting program for tracking money, time, or other commodities, on unix, mac and windows. With simple yet powerful functionality accessed from command line, terminal or web browser, it is a reliable, cross-platform alternative to Quicken, GnuCash...



Consolidates multinational accounts and transactions, delivers cash flow forecasting, multi-currency support, and comprehensive financial reporting, enables secure two-factor authentication, offers migration tools, interactive dashboards, and multi-user access for efficient finance management.



