Nextcloud Cospend Alternatives

Apps similar to Nextcloud Cospend include GnuCash, which is free and open source. Other options are Spliit, HomeBank, MoneyManager Ex and You Need A Budget. Personal Finance Tools like Nextcloud Cospend are a crowded field, with more than 50 alternatives for Android, iPhone, the web, iPad and Mac.

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Alternatives
Nextcloud Cospend alternatives page was last updated

Alternatives list

  1. SplitDrip icon
     Like

    SplitDrip is a simple and smart way to split bills and manage group expenses without confusion. Whether you’re traveling with friends, living with roommates, or managing shared costs, SplitDrip keeps everything fair and transparent.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  2. Bily icon
     Like

    Makes it easy to split shared expenses between friends.

    Cost / License

    Application type

    Platforms

    • Android
    • F-Droid
    Good alternative?
     
  3. HippoSplit is a chat-first expense tracker that makes splitting bills as easy as sending a message.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  4. Eider is the free way to split shared expenses on a trip or at home. It remembers your usual split and tracks who owes whom. Adding an expense is never capped, delayed, or interrupted. Plus adds receipt scanning, bank import, and spending reports.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
    Good alternative?
     
  5. Every app out there for splitting bills has in app purchases, or you need to log in, or has access to your contacts. So I made Easy Bill Split, a full free and private experience and it has an advance mode which others apps lack. Here is the description:

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  6. Privacy-focused expense and budget tracker for mobile, offering offline, local data storage, multi-currency and asset management, Sankey flow charts, recurring cost calendar, day-to-day spend heatmap, CSV import/export, and no connection to financial institutions.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • AE flagUnited Arab Emirates
    Overview: net worth across all accounts for the selected period, with opening and closing balance, savings rate, a net worth trend line, and income and expenses grouped by category.
    Accounts summary grouping every holding by type, fiat, commodities and crypto, all converted into one home currency, with debt-to-income, savings runway and currency exposure as headline indicators.
    Sankey cash flow: each income source on the left flows through to spending categories and savings on the right, sized by share, so the split is visible at a glance.
    Good alternative?
     
  7. WeSplit.it icon
     2 likes

    Sharing Bills & Expenses made simple. Split household bills, daily expenses and personal IOUs with friends and flatmates. Ideal for rent, groceries, utilities, travel, bbqs, dinner, drinks, sport clubs and more

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • iPad
    Good alternative?
     
  8. I.O.U Mate is a free online tool that lets you track your debts (dinner splits, loaned books etc) with your friends and family. You can choose to track your debts privately or invite your friends to view and update your shared debts via a simple interface.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
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