Monarch Alternatives

Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.

filter to find the best alternatives

Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. A powerful zero-based budgeting app that helps you plan ahead, track spending, and visualize your financial future with unique daily balance projections.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  2. Maxim Money icon
     3 likes

    Maxim Money is a software application for Windows that enables you to effectively organise your Personal Finances

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Windows
    Good alternative?
     
  3. Linxo icon
     2 likes

    Spend less time managing your money. Make smarter decisions. Live more.

    256 Linxo alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • Windows Phone
    • iPad
    Good alternative?
     
  4. RenewalMate icon
     1 like

    RenewalMate tracks all your bills, subscriptions, and recurring fees in one dashboard — completely free, forever. No upsell, no premium wall.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  5. LazeeFish icon
     1 like

    Envelope budgeting with Plaid bank sync and AI auto-categorization. The YNAB method at less than half the price — $5/mo or $50/yr, 30-day free trial.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  6. Cent Capital icon
     1 like

    An AI-powered alternative to manual budgeting apps that automatically tracks spending, finds savings, and provides personalized financial insights.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  7. A free, open-source web app to track household water, electricity, and heating consumption with interactive charts, cloud sync, and zero ads.

    Cost / License

    • Free Personal
    • Open Source

    Application type

    Platforms

    • Online
    Good alternative?
     
  8. Chronicle icon
     2 likes

    The easiest, fastest bill manager in the App Store. A universal app for iPhone & iPad, with multitasking on iPad. Cloud sync works across all iosdevices plus Mac with the available Mac version.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • iPhone
    • iPad
    Good alternative?
     
  9. PennyHelm icon
     1 like

    PennyHelm is an open-source personal finance tracker that brings your bills, bank accounts, debts, and cashflow together in one dashboard, with budgeting built around your paychecks rather than the calendar month.

    Cost / License

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    • Self-Hosted
    • Google Chrome
    • Mozilla Firefox
    • Docker
    • Android
    Good alternative?
     
  10. Money Manager icon
     7 likes

    Money Manager makes managing personal finances as easy as pie! Now easily record your personal and business financial transactions, generate spending reports, review your daily, weekly and monthly financial data and manage your assets with Money Manager's spending tracker...

    266 Money Manager alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
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