Monarch Alternatives

Monarch is described as 'The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Monarch for a variety of platforms, including Web-based, iPhone, Android, iPad and Mac apps. The best Monarch alternative is GnuCash, which is both free and Open Source. Other great apps like Monarch are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget.

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Alternatives list

  1. Quantive icon
     1 like

    Quantive replaces the net worth spreadsheet. You enter balances manually or upload an Excel export from your bank — no bank connection, no aggregator in the trust chain.

    5 Quantive alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
     
  2. DayFive icon
     2 likes

    Automates real-time tracking of revenue, costs, and profit for finance and non-finance users, manages subscriptions, smoothing, invoicing, and budgeting, simplifies accounting processes, accelerates month-end close, integrates with Xero, and offers deep exportable analytics.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Xero
    • Online
    • Software as a Service (SaaS)
     
  3. SEE Finance icon
     1 like

    Manage all of your financial accounts in a single place and gain control over your finances. Track all of the financial accounts you might have including banking, credit cards, investments and others. Generate a variety of customizable reports and budget to keep your spending on...

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Mac
     
  4. Curbcash icon
     1 like

    A collaborative and cloud-based budget management application designed for families, couples, and shared households to track expenses and manage joint finances seamlessly.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
     
  5. MyFinances icon
     1 like

    A privacy-first annual budget and wealth tracker that never asks for your bank login. Manual entry, CSV imports, and optional AI insights for total financial control.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
     
  6. Totem Finance is the ultimate tool to take back control of your money without compromising your privacy. Unlike most finance apps, Totem does not force you to connect your bank accounts or store your sensitive financial data on third-party servers.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
     
  7. Economizzer icon
     2 likes

    Economizzer is a simple and open source personal finance manager system, available in English, Brazilian, Portuguese and Russian.

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Online
    • Self-Hosted
     
  8. TrackEdge icon
     1 like

    Trading journal, portfolio tracker and budget planner for retail investors. Trades automatically sync to your monthly budget.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
  9. CashMate icon
     1 like

    Revolutionize your financial experience with our comprehensive finance management app. Effortlessly monitor your income, expenses, and loans in real-time, all within a user-friendly interface. Gain deep insights into your financial health through dynamic charts and personalized...

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
     
  10. EnvelopeBudget is a simple, affordable envelope budgeting app that helps you take control of your money. Assign every dollar a job using the envelope method, track spending across categories, and connect your bank accounts for automatic transaction syncing via SimpleFIN.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
     
  11. iCash icon
     3 likes

    iCash is a personal finance app for macOS and Windows that helps you track income, expenses, accounts, and transfers in one place. It is flexible enough for home use, clubs, small businesses, and self-employed users who want clear, organized money management without complex accounting.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Mac
    • Windows
     
  12. Spending viewer makes it extremely easy to track spending and budget. It is a windows application that is isolated to your local computer. It does not ask for your bank website credentials. You can track all of your accounts in single page.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Windows
     
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