Kualto is a personal finance management application that takes a balance forecasting approach to budgeting. It allows for navigating to any week in the future and seeing your expected account balance based on estimated expenses and income.
Paid • Proprietary
What is Kualto?
What if you go over your budget on a particular month due to unexpected expenses? Will you still be able to take that vacation you were planning to take 8 months from now?
Most budgeting applications will not give you an answer to that question because they don't provide a way for you to look into your future.
With Kualto, you can navigate to any future week and see your expected account balance for the week based on your expected expenses and income. This means you can add an expense today and see how that expense will affect you weeks, months or even years from now.
Balance forecasting is a Big Picture approach to budgeting. Rather than try to stick to some arbitrary budget amounts every month, you get to focus on what really matters: your account balance.