Apps similar to Flan include Monarch. It's paid, but NovaPlan and Cashflow are free. Other options are Rocket Money, PocketSmith, Quantive and Ryban. You can choose from more than 10 Personal Finance Tools like Flan for the web, iPhone, Android, Mac and Windows.
The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.
United States
Managing money is hard, but you don’t have to do it alone. Rocket Money empowers you to save more, spend less, see everything, and take back control of your financial life.
United States
Consolidates multinational accounts and transactions, delivers cash flow forecasting, multi-currency support, and comprehensive financial reporting, enables secure two-factor authentication, offers migration tools, interactive dashboards, and multi-user access for efficient finance management.
United Kingdom
NovaPlan is a free, interactive financial planning and retirement simulation platform. Designed for precision and ease of use, it features a full-screen scenario studio, Monte Carlo stress testing, live milestone trajectory tracking, and modular forecasting tools.
Quantive replaces the net worth spreadsheet. You enter balances manually or upload an Excel export from your bank — no bank connection, no aggregator in the trust chain.
Germany
EU
Ryban is your complete wealth and portfolio tracker — beautiful, fast, and private. Track investments, monitor net worth, and plan retirement with Monte Carlo projections. All analytics run locally on your iPhone; only currency rates update when online.
Switzerland
Web app that projects a household’s balance sheet, cash flow and net worth decades ahead, with pensions, property, mortgages, scenarios and stress tests.
United Kingdom
Local-first personal financial planning and decision-analysis tool with scenario comparison, Monte Carlo analysis and an auditable financial ledger.
ItalyEU
Browser-based financial modeling tool for personal and small-business planning. Model accounts, scheduled transfers, loans, interest and expenses, then forecast balances, detect cash gaps, adjust for inflation or currency, and compare scenarios.
UntilFire is a personal finance app that helps people see where they stand, what to do next, and how to make work optional over time.
fjordFIRE is a FIRE and financial-independence planner for people whose money spans more than one currency and country: expats, immigrants, cross-border couples, digital nomads.
Norway
Privacy-first retirement planner with Monte Carlo testing and AI plan analysis. No bank linking, and your plan data stays on your device by default.
United States
