Earnest is described as 'technology enabled lender that evaluates a person’s full education, employment, and financial profile'. There are more than 10 alternatives to Earnest, not only websites but also apps for a variety of platforms, including iPhone, SaaS, Android Tablet and iPad. The best alternative is LendingClub. It's not free, so if you're looking for a free alternative, you could try Student Loan Hero or MentorWorks Education Capital. Other great sites and apps similar to Earnest are On Deck (Paid), CommonBond (Free), cafeloans (Free) and Upstart (Free).
We’re transforming the banking system to make credit more affordable and investing more rewarding. We operate at a lower cost than traditional bank lending programs and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid returns.
Student Loan Hero is an online tool that helps borrowers figure out the smartest way to manage and pay off student loans. Our app allows you to sync both federal and private student loan data into an easy-to-use dashboard.
MentorWorks provides an alternative to loans via income share agreement (ISAs) to fund students' higher education and certificate programs as well as the career coaching via the Talent Accelerator Platform (TAP) to help students find full-time jobs.
With Vouch loans you are more than a credit score, because you create a network of people who sponsor you. Sponsor people you trust and invite people to sponsor you. When people sponsor each other they can help each other get better loans.