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    Earnest Alternatives

    Earnest is described as 'technology enabled lender that evaluates a person’s full education, employment, and financial profile'. There are more than 10 alternatives to Earnest, not only websites but also apps for a variety of platforms, including iPhone, SaaS, Android Tablet and iPad. The best alternative is LendingClub. It's not free, so if you're looking for a free alternative, you could try Student Loan Hero or MentorWorks Education Capital. Other great sites and apps similar to Earnest are On Deck (Paid), CommonBond (Free), cafeloans (Free) and Upstart (Free).

    This page was last updated May 18, 2021
    Earnest
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    • FreeProprietary
    • Online
    Earnest is a technology enabled lender that evaluates a person’s full education, employment, and financial profile.
    Learn more about Earnest

    1. We’re transforming the banking system to make credit more affordable and investing more rewarding. We operate at a lower cost than traditional bank lending programs and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid returns.
    2. Student Loan Hero is an online tool that helps borrowers figure out the smartest way to manage and pay off student loans. Our app allows you to sync both federal and private student loan data into an easy-to-use dashboard.


    3. Launched in 2007, OnDeck connects Main Street businesses – such as restaurants, retailers, and other service providers – directly to capital.
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      • FreeProprietary
      • Online
      • Software as a Service (SaaS)
      MentorWorks provides an alternative to loans via income share agreement (ISAs) to fund students' higher education and certificate programs as well as the career coaching via the Talent Accelerator Platform (TAP) to help students find full-time jobs.
    4. CommonBond provides online lending that makes education finance better.
      No screenshots yet


      • FreeProprietary
      • Online
      Cafe Loans is a streamlined approach to get restaurants the working capital they need to grow.
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      • FreeProprietary
      • Online
      A smarter loan. You earned it. Upstart is an online lending platform that uses data to bring together high potential borrowers and investors.
    5. Personal Loans and Online Loans in Minutes.
      No screenshots yet
      • FreeProprietary
      • Online
      • Android
      • iPhone
      • Android Tablet
      • iPad
      With Vouch loans you are more than a credit score, because you create a network of people who sponsor you. Sponsor people you trust and invite people to sponsor you. When people sponsor each other they can help each other get better loans.
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    6. FundMore-ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans.
    Showing 10 of 11 alternatives