Affirm icon
Affirm icon

Affirm

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Affirm offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

Affirm screenshot 1
Affirm screenshot 2
Affirm screenshot 3

License model

  • FreeProprietary

Country of Origin

  • US flagUnited States

Platforms

  • iPhone
1 / 5 Avg rating (1)
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Features

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  1.  Mobile payment

 Tags

  • loans
  • personal-loans
  • capital-funding

Affirm News & Activities

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Affirm information

  • Developed by

    US flagAffirm, Inc
  • Licensing

    Proprietary and Free product.
  • Alternatives

    8 alternatives listed
  • Supported Languages

    • English
    • French

Apple AppStore

  •   Updated Feb 7, 2025
  •   4.86 avg rating
View in AppStore

Our users have written 1 comments and reviews about Affirm, and it has gotten 0 likes

Affirm was added to AlternativeTo by CharleyBoy on Aug 31, 2015 and this page was last updated Aug 31, 2015.

Comments and Reviews

   
 Post comment/review
Top Negative Comment
tvgoing1
Apr 25, 2020
0

Affirm will reject you and damage your credit score, they dont do anything because all of it is done by machine. Don't use this service, many others are having problems like paying, random reject, no support, etc. You better off borrowing money from the bank than this scam company. They claim it's "their choice is final" but legally they cant say that and will try to get you back if you have lots of money.

What is Affirm?

Affirm offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

Simple Checkout: Checkout is easy at any store that accepts Affirm. Just enter some basic information for an instant loan decision.

Safe & Secure: Affirm connects directly to online stores. There’s no card number to steal, so your account stays secure. To prevent unauthorized use of your Affirm account, we confirm every purchase via text message.

You're In Control: Pick a loan that fits your budget - choose to pay off your purchase over 3, 6, or 12 months. You’ll make real progress every month, and at the end of your loan, you’re free and clear.

Instant Approval: Your loan is complete, and the store can process your order immediately. We’ll send a loan confirmation and payment reminders via email and text message.

Shopping with Affirm is easy: After checkout, stores can process and ship your order immediately. We'll keep in touch and remind you of any upcoming payments. Pay however you'd like – debit card, bank transfer or personal check.

Enjoy peace of mind: Security of your personal information is our top priority. We employ the latest encryption and information safeguards, and our checkout process is designed to prevent unauthorized transactions.

Choose 3, 6, or 12 monthly payments: We designed our loans to offer you flexibility and control over your budget. Affirm offers rates from 10-30% APR based on your credit. Actual rates will be shown at checkout.

Real people, real support: We have a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help out however we can.

Who is eligible to use Affirm? Any United States resident 18 years or older (excluding overseas territories and APO/FPO/DPO) is eligible to use Affirm.

Official Links