Affirm Alternatives

Affirm is described as 'Offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay' and is an app. There are eight alternatives to Affirm for a variety of platforms, including Web-based, Android, iPhone, Android Tablet and iPad apps. The best Affirm alternative is Upstart, which is free. Other great apps like Affirm are Splitit, CommonBond, Karrot and Vouch.

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Affirm alternatives are mainly Money Transfer Services but may also be Online Banking Tools or Stock Trading Apps.  Filter by these or use the filter bar below if you want a narrower list of alternatives or looking for a specific functionality of Affirm.
Affirm iconAffirm
  0
  • Free • Proprietary
  • ...

Affirm offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

More about Affirm
More about Affirm
Affirm alternatives page was last updated Nov 1, 2024
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Alternatives
  1. Upstart icon

    Upstart

     1 like
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    A smarter loan. You earned it. Upstart is an online lending platform that uses data to bring together high potential borrowers and investors.

    10 Upstart alternatives

    License model

    • Free • Proprietary

    Platforms

    • Online
    Upstart screenshot 1

    Upstart VS Affirm

     

    • Upstart is the most popular Web-based alternative to Affirm.

    • Upstart is the most popular free alternative to Affirm.

    • Upstart is Free and ProprietaryAffirm is also Free and Proprietary
  2. Splitit icon

    Splitit

     5 likes
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    Splitit allows consumers to split transactions into monthly payments on their existing credit cards - Available on Magento Woocommerce & Shopify.

    2 Splitit alternatives

    License model

    Platforms

    • Windows
    • Online

    Splitit VS Affirm

     

    • Most users think Splitit is a great Affirm alternative.

    • Splitit is the most popular Windows alternative to Affirm.

    • Splitit is the most popular commercial alternative to Affirm.

    • Splitit is Paid and ProprietaryAffirm is Free and Proprietary
  4. CommonBond icon

    CommonBond

     2 likes
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    CommonBond is an online lending company that makes education finance better. Through CommonBond, our members gain access to a robust suite of low fixed- and variable-rate student loan products to refinance existing student loans after graduation or to finance an MBA while in...

    9 CommonBond alternatives

    License model

    • Free • Proprietary

    Application type

    Platforms

    • Online

    CommonBond VS Affirm

     

  5. Karrot

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    Personal Loans and Online Loans in Minutes.

    10 Karrot alternatives

    License model

    • Free • Proprietary

    Application types

    Platforms

    • Online

    Karrot VS Affirm

     
  6. Vouch icon

    Vouch

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    With Vouch loans you are more than a credit score, because you create a network of people who sponsor you. Sponsor people you trust and invite people to sponsor you. When people sponsor each other they can help each other get better loans.

    9 Vouch alternatives

    License model

    • Free • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Vouch VS Affirm

     

    • Vouch is the most popular Android, iPhone, iPad & Android Tablet alternative to Affirm.

    • Vouch is Free and ProprietaryAffirm is also Free and Proprietary
  7. Afterpay icon

    Afterpay

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    Afterpay is a "buy now, pay later" app that lets users split purchases into four interest-free payments or monthly installments, offering exclusive deals and easy order management.

    6 Afterpay alternatives

    License model

    • Free • Proprietary

    Platforms

    • Android
    • iPhone
    • Online
    Afterpay screenshot 1
    Afterpay screenshot 2
    Afterpay screenshot 3

    Afterpay VS Affirm

     
  9. Earnest icon

    Earnest

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    Earnest is a technology enabled lender that rewards financially responsible people with better rates than traditional lenders.

    11 Earnest alternatives

    License model

    • Free • Proprietary

    Platforms

    • Online

    Earnest VS Affirm

     
  10. FundMore.ai icon

    FundMore.ai

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    FundMore-ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans.

    8 FundMore.ai alternatives

    License model

    Platforms

    • Online
    • Software as a Service (SaaS)
    FundMore.ai screenshot 1

    FundMore.ai VS Affirm

     

    • FundMore.ai is the most popular SaaS alternative to Affirm.

    • FundMore.ai is Paid and ProprietaryAffirm is Free and Proprietary
8 of 8 Affirm alternatives