PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy.




Budget Flow is described as 'Lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Budget Flow for a variety of platforms, including Android, iPhone, iPad, Android Tablet and Mac apps. The best Budget Flow alternative is Cashew, which is both free and Open Source. Other great apps like Budget Flow are Budget Board, HomeBank, MoneyManager Ex and Dime: Budget & Expense Tracker.
PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy.




Moniva unifies your personal budget and your business cash flow. Finally, a complete, clear view of your entire financial world.




ezBookkeeping is a lightweight, self-hosted personal finance app with a user-friendly interface and powerful bookkeeping features. It's easy to deploy, and you can start it with just one single Docker command.







Buckwheat is an app that helps you spend money wisely. Writing down each spending sobers the mind and gives you an idea of how much and how you can spend.




Offers AI-powered auto-categorization, receipt OCR scanning, and secure end-to-end encrypted cloud sync. Features a smooth Material 3 interface, advanced custom categories, intuitive navigation, and flexible theming to simplify managing personal, family, or work budgets.








A free and open-source personal finance tracker app built with love. Flow offers full control over you data, and works fully offline*.




Squirrel is a simple and private expense tracker. It works just as you would expect without overcomplicating your experience. It does not track you in any way and does not send your data anywhere.




MoneyWiz is a finance app for pro-users and beginners, letting you manage money your way. Available on macOS, iOS, and iPadOS, it syncs with 40,000+ banks, works offline, and secures data with 256-bit encryption.




Comprehensive cross-platform personal finance app providing encrypted local data storage, online banking connectivity, bill pay, customizable budgets, investment tracking for various assets, multi-currency support, advanced graphs, payment reminders, and detailed financial reports.




Track your money going in and out, with this simple birds-eye-view of your finances. Keep your assets, debts, income, and expenses organized in the My Assets app. Then customize each record with a unique symbol. See your money growing in realtime!



