Beast Insights

Beast Insights is the Payment Performance platform for subscription and recurring-billing businesses. It answers a question most payments teams cannot answer from processor reports: exactly where is revenue leaking inside our payments, and which of the fixes we pay for are actually working?

Beast is not a payment processor or acquirer. It sits across your existing processors, gateways and MIDs, finds where money is leaking, acts on it, and proves the result.

Decline recovery — Roughly eight percent of payment attempts decline. Beast works those declines in the flow of funds across every processor rather than sending retry emails after the fact. Every recovered transaction is individually attributable, and recovery is billed only on what Beast recovers above your existing baseline.

Approval-rate lift — Beast lifts the baseline approval rate on transactions that should clear first time, with the contribution isolated against a holdout control group so the lift is demonstrated rather than asserted.

Chargeback prevention and dispute intelligence — As a Visa Verifi reseller, Beast provides RDR (Rapid Dispute Resolution), CDRN and Ethoca prevention alerts plus chargeback representment. The difference is measurement: Alert Analytics reports the share of alerts that actually prevented a chargeback, split by outcome — Effective Alert, Already Refunded, Alert Turned Into Chargeback, Invalid Order and Refund Error — with effectiveness broken out separately for RDR, Ethoca and CDRN. Wasted-spend reporting surfaces alerts that changed nothing so you can reclaim credits. Only effective alerts are billable.

MID health and monitoring-programme protection — MID Performance grades every gateway and MID as Healthy, At-Risk, Critical or Inactive, with Visa and Mastercard chargeback rates, approval rate, volume and acquirer for each. It shows how disputes push each MID toward Visa VAMP and Mastercard programme thresholds so teams act before a MID goes critical.

Forecasting and dimensional analysis — CB Cohort runs vintage analysis by approval month so teams can predict a cohort's final chargeback rate early. Declines, approvals, chargebacks, refunds and alerts all break down by decline code, campaign, product, traffic source, gateway/MID, acquirer, issuing bank, BIN, card brand and billing cycle, with anomaly detection built in.

AI-native — Ask your payments data questions in plain English through the built-in assistant, or connect Beast over MCP to Claude, ChatGPT or Cursor.

Best for — Subscription and recurring-revenue businesses at mid-to-high volume running ten or more MIDs across multiple processors. Not a fit for single-MID merchants or one-time-purchase businesses.

Pricing — Performance-based: a share of the revenue recovered and lifted, not a fee on processing volume.