zero: offline expense tracker icon
zero: offline expense tracker icon

zero: offline expense tracker

zero is a simple expense tracker that works completely offline. Your financial data stays on your device, always private, always secure, always yours.

Track all your expenses in a single, clean timeline. Quickly see today’s, yesterday’s, and monthly totals without distractions.
Visual breakdowns of your spending by category and date. See totals, daily averages, and patterns, fully offline.
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Create and manage unlimited custom categories. Organize your finances the way you want.

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  • iPhone
  • Android
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  •   Updated 
  •   3.75 avg rating
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  •  135 Stars
  •  29 Forks
  •  6 Open Issues
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What is zero: offline expense tracker?

zero is a simple expense tracker that works completely offline. Your financial data stays on your device, always private, always secure, always yours.

WHY zero?

Most finance apps want your data. zero wants nothing.

• No account required - start tracking in seconds • No internet needed - works offline, always • No ads - ever • No data collection - your finances stay private • No subscriptions - completely free

TRACK EXPENSES EFFORTLESSLY

Add expenses in seconds with a clean, minimal interface designed for daily use.

• Quick expense entry with amount, title, and category • Custom categories with icons and colors • Date picker for past expenses • Add notes and descriptions • Default categories to get started instantly

MANAGE MONEY YOU OWE & ARE OWED

Keep track of debts and loans with friends, family, or anyone.

• Track money you lent (who owes you) • Track money you borrowed (who you owe) • Organize by person with custom icons • See total balances at a glance • Never forget who owes what

BEAUTIFUL REPORTS & INSIGHTS

Understand your spending with clear, visual reports.

• Monthly expense breakdown • Category-wise spending charts • Daily spending heatmap • Year-over-year comparison • Filter by date range

DESIGNED FOR YOU

• Dark mode & light mode • Multiple currency support • Export your data anytime • Import data when switching devices • Fast, lightweight, battery-friendly

PRIVACY FIRST

Zero is built on a simple principle: your money, your business.

• All data stored locally on your device • No servers, no cloud, no sync • No analytics or tracking • No third-party SDKs collecting your data • Open about what we do (and don't do)

PERFECT FOR

• Daily expense tracking • Monthly budget awareness • Splitting bills with friends • Tracking loans and debts • Understanding spending habits • Anyone who values privacy

Zero is free, ad-free, and always will be.

Download now and take control of your finances, privately.

Have feedback or suggestions? We'd love to hear from you. Made with care for people who value privacy.